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After Recording Return To: <br />FIRST BANK D/B/A Belay Bank <br />600 James S McDonnell Blvd. <br />Hazelwood, MO 63042 <br />Prepared By: <br />FIRST BANK D/B/A Belay Bank <br />600 James S McDonnell Blvd. <br />Hazelwood, MO 63042 <br />C <br />r.� <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />DEFINITIONS <br />MIN: 1003120-0000629362-6 <br />Loan #: 0000629362 <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are <br />also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated September 09, 2020, together <br />with all Riders to this document. <br />(B) "Borrower" is John K Mayer and Lisa R Mayer Trustees of the John K Mayer and Lisa R <br />Mayer Trust Dated June 21, 2018. Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is FIRST BANK D/B/A Belay Bank. Lender is a Corporation organized and existing <br />under the laws of THE STATE OF MISSOURI. Lender's address is 600 James S. McDonnell Blvd., <br />Hazelwood, MO 63042. <br />(D) "Trustee" is First Land Trustee Corporation, 11901 Olive Blvd., Creve Coeur, MO 63141. <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that <br />is acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary <br />under this Security Instrument. MERS is organized and existing under the laws of Delaware, and has <br />an address and telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated September 09, 2020. The <br />Note states that Borrower owes Lender ONE HUNDRED FIFTY THOUSAND AND NO/100 Dollars (U.S. <br />$ 150,000.00) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to <br />pay the debt in full not later than October 01, 2050. <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in <br />the Property." <br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late <br />111111111111111111 111111 <br />* 0 0 0 0 6 2 9 3 6 2* <br />NEBRASKA --Sing e Fami y -Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Mortgage Cadence Document Center © 3027 01/14 <br />ilii <br />1111111111 iii 1111 <br />C, M O R T D O T * <br />Form 3028 1 01 (page 1 of 15 pages, <br />