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202006676 <br />15) REQUEST FOR NOTICE. Trustor hereby requests a copy of any notice of default <br />and that any notice of sale hereunder be mailed to it at the address set forth in the <br />first paragraph of this Deed of Trust. <br />16) GOVERNING LAW. This Deed of Trust shall be governed by the laws of the State <br />of Nebraska. In the event that any provision or clause of any of the Loan Instruments <br />conflicts with applicable laws, such conflicts shall not affect other provisions of such <br />Loan Instruments which can be given effect without the conflicting provision, and to <br />this end the provisions of the Loan Instruments are declared to be severable. This <br />instrument cannot be waived, changed, discharged or terminated orally, but only by <br />an instrument in writing signed by the party against whom enforcement of any <br />waiver, change, discharge or termination is sought. <br />17) RECONVEYANCE BY TRUSTEE. Upon written request of Beneficiary stating that <br />all sums secured hereby have been paid, and upon surrender of this Deed of Trust <br />and the Note to Trustee for cancellation and retention and upon payment by Trustor <br />of Trustee's fees, Trustee shall reconvey to Trustor, or the person or persons legally <br />entitled thereto, without warranty, any portion of the Trust Estate then held <br />hereunder. The recitals in such reconveyance of any matters or facts shall be <br />conclusive proof of the truthfulness thereof. The grantee in any reconveyance may <br />be described as "the person or persons legally entitled thereto". <br />18) NOTICES. Whenever Beneficiary, Trustor or Trustee shall desire to give or serve <br />any notice, demand, request or other communication with respect to this Deed of <br />Trust, each such notice, demand, request or other communication shall be in writing <br />and shall be effective only if the same is delivered by personal service or mailed by <br />certified mail, postage prepaid, return receipt requested, addressed to the address set <br />forth at the beginning of this Deed of Trust. Any party may at any time change its <br />address for such notices by delivering or mailing to the other parties hereto, as <br />aforesaid, a notice of such change. <br />19) ACCEPTANCE BY TRUSTEE. Trustee accepts this Trust when this Deed of Trust, <br />duly executed and acknowledged, is made a public record as provided by law. <br />IN WITNESS WHEREOF, Trustor has executed this Deed of Trust as of the day and year first above <br />written. <br />Jas D. Niemoth <br />Amy . Dizin e- Niemoth <br />