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13VW.S V '1'O <br />Return To: Town & Country Bank <br />423 Grand Avenue <br />P.O. Box 40 <br />Ravenna, NE 68869 <br />Cr) <br />CJ <br />ON 1NJW11111SNI SV 032131N3 <br />Deed of Trust <br />MIN 1014133-0002097500-0 <br />Definitions. Words used in multiple sections of this document are defined below and other words are <br />defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this <br />document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated September 3, 2020, together with <br />all Riders to this document. <br />(B) "Borrower" is Gary Frank and Jordan Frank, As Husband and Wife. Borrower is the trustor <br />under this Security Instrument. <br />(C) "Lender" is Town & Country Bank. Lender is a state member bank organized and existing <br />under the laws of Nebraska. Lender's address is 423 Grand Avenue, P.O. Box 40, Ravenna, NE <br />68869. <br />(D) "Trustee" is West Gate Bank Mortgage. <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation <br />that is acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the <br />beneficiary under this Security Instrument. MERS is organized and existing under the laws of <br />Delaware, and has an address and telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. <br />(888) 679-MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated September 3, 2020. The <br />Note states that Borrower owes Lender One hundred twenty three thousand five hundred and <br />00/100 Dollars (U.S. $123,500.00) plus interest. Borrower has promised to pay this debt in regular <br />Periodic Payments and to pay the debt in full not later than October 1, 2035. <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights <br />in the Property." <br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late <br />charges due under the Note, and all sums due under this Security Instrument, plus interest. <br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The <br />following Riders are to be executed by Borrower [check box as applicable]: <br />NEBRASKA -Single Family -Fannie Mae/Freddie Mac UNIFORM INSTRUMENT WITH MERS <br />Wolters Kluwer Financial Services, Inc. <br />20.2.0.3206-J20200709N <br />Form 3028 1/01 <br />09/2019 <br />Page 1 of 12 <br />