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Return To: Bank of Doniphan-Hastings 800 N Burlington Ave Hastings, NE 68901 Prepared By: Bank of Doniphan-Hastings 800 N Burlington Ave Hastings, NE 68901 nr = D rn zI en Deed of Trust MIN 1003601-0002128857-6 Definitions. Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument" means this document, which is dated August 25, 2020, together with all Riders to this document. (B) "Borrower" is Nicholas R Bockerman and Toni M Bockerman, Husband and Wife . Borrower is the trustor under this Security Instrument. (C) "Lender" is Bank of Doniphan. Lender is a state non-member bank organized and existing under the laws of Nebraska. Lender's address is PO Box 270, Doniphan, NE 68832-0270. (D) "Trustee" is West Gate Bank. (E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. (F) "Note" means the promissory note signed by Borrower and dated August 25, 2020. The Note states that Borrower owes Lender Two hundred twenty one thousand nine hundred eighty-six and 00/100 Dollars (U.S. $221,986.00) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than September 1, 2035. (G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower [check box as applicable]: NEBRASKA -Single Family -Fannie Mae/Freddie Mac UNIFORM INSTRUMENT WITH MERS Wolters Kluwer Financial Services, Inc. 20.2.0.3138-J20200612N Form 3028 1/01 09/2019 Page 1 of 12 ry CD CD CD Cn Cl Ul 0)