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202006520 Borrower shall promptly discharge any lien which has priority over this Security Instrument unless Borrower: (a) agrees in writing to the payment of the obligation secured by the lien in a manner acceptable to Lender, but only so long as Borrower is performing such agreement; (b) contests the lien ii good faith by, or defends against enforcement of the lien in, legal proceedings which in Lender's opinion operate to prevent the enforcement of the lien while those proceedings are pending, but n1y until such proceedings are concluded; or (c) secures from the holder of the lien an agreement s tisfactory to Lender subordinating the lien to this Security Instrument. If Lender determines that any art of the Property is subject to a lien which can attain priority over this Security Instrument, Lender ay give Borrower a notice identifying the lien. Within 10 days of the date on which that notice is iven, Borrower shall satisfy the lien or take one or more of the actions set forth above in this Section ender may require Borrower to pay a one-time charge for a real estate tax verification and/or porting service used by Lender in connection with this Loan. Property Insurance. Borrower shall keep the improvements now existing or hereafter erected n the Property insured against loss by fire, hazards included within the term "extended coverage," nd any other hazards including, but not limited to, earthquakes and floods, for which Lender requires i surance. This insurance shall be maintained in the amounts (including deductible levels) and for e periods that Lender requires. What Lender requires pursuant to the preceding sentences can hange during the term of the Loan. The insurance carrier providing the insurance shall be chosen by orrower subject to Lender's right to disapprove Borrower's choice, which right shall not be exercised nreasonably. Lender may require Borrower to pay, in connection with this Loan, either: (a) a one- fime charge for flood zone determination, certification and tracking services; or (b) a one-time charge or flood zone determination and certification services and subsequent charges each time remappings r similar changes occur which reasonably might affect such determination or certification. Borrower hall also be responsible for the payment of any fees imposed by the Federal Emergency Management gency in connection with the review of any flood zone determination resulting from an objection by orrower. f Borrower fails to maintain any of the coverages described above, Lender may obtain insurance overage, at Lender's option and Borrower's expense. Lender is under no obligation to purchase any articular type or amount of coverage. Therefore, such coverage shall cover Lender, but might or ight not protect Borrower, Borrower's equity in the Property, or the contents of the Property, against ny risk, hazard or liability and might provide greater or lesser coverage than was previously in effect. orrower acknowledges that the cost of the insurance coverage so obtained might significantly exceed he cost of insurance that Borrower could have obtained. Any amounts disbursed by Lender under his Section 5 shall become additional debt of Borrower secured by this Security Instrument. These mounts shall bear interest at the Note rate from the date of disbursement and shall be payable, with uch interest, upon notice from Lender to Borrower requesting payment. All insurance policies required by Lender and renewals of such policies shall be subject to Lender's ight to disapprove such policies, shall include a standard mortgage clause, and shall name Lender s mortgagee and/or as an additional loss payee. Lender shall have the right to hold the policies and enewal certificates. If Lender requires, Borrower shall promptly give to Lender all receipts of paid remiums and renewal notices. If Borrower obtains any form of insurance coverage, not otherwise equired by Lender, for damage to, or destruction of, the Property, such policy shall include a standard mortgage clause and shall name Lender as mortgagee and/or as an additional loss payee. NEBRASKA -Single Family -Fannie Mae/Freddie Mac UNIFORM INSTRUMENT WITH MERS Wolters Kluwer Financial Services, Inc. 2020082420.2.0.3206-J 20190326Y 1484386 Form 3028 1/01 02/2019 Page 6 of 16