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l3V2l1SSV 1'J <br />CD <br />Return this recorded document to: <br />Equitable Bank <br />PO Box 160 <br />Grand Island, NE 68802-0160 <br />or, fax copy to: <br />REAL ESTATE RETENTION AGREEMENT <br />This Real Estate Retention Agreement (the "Agreement") is made, entered into and effective on the date <br />of its execution by the last of the parties hereto to execute the same (the "Effective Date"). <br />For purposes of this Agreement, the following terms shall have the meanings set forth in this document: <br />"FHLBank" shall refer to Federal Home Loan Bank of Topeka, located at 500 SW Wanamaker, Topeka, KS <br />66606. <br />"Member" shall refer to Equitable Bank <br />located at 113 N Locust St, Grand Island, NE 68801 <br />(FHLBank's Member), <br />"Borrower(s)" shall refer to Justin John a/k/a Justin J John, a single person <br />For and in consideration of receiving direct subsidy funds in this amount: <br />Five Thousand and 00/100 Dollars <br />($ 5000.00 ) (the "Subsidy") under the Affordable Housing Program (the "AHP"), in <br />accordance with 12 U.S.C. 1430(j), 12 CFR Part 1291, and the AHP Implementation Plan (the "Rules"), with <br />respect to certain real property located at 4182 Norseman Ave <br />in the City/Town of Grand Island <br />, County of Hall <br />, State of Nebraska <br />Page 1 of 3 Revised: February 3, 2020 <br />