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1OVd1S8V '1'0 <br />rri.— <br />c n n <br />z � <br />n =Q <br />Return To: Wells Fargo Bank, N.A. <br />FINAL DOCS F0012 -01B <br />6200 PARK AVE <br />DES MOINES, IA 50321 <br />Prepared By: Tahneen Tapley <br />1755 GRANT ST <br />3RD FLOOR <br />CONCORD, CA 94520-2443 <br />Deed of Trust <br />Definitions. Words used in multiple sections of this document are defined below and other words are <br />defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this <br />document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated August 25, 2020, together with all <br />Riders to this document. <br />(B) "Borrower" is Justin J. Kilzer and Jennifer M. Kilzer. Borrower is the trustor under this <br />Security Instrument. <br />(C) "Lender" is Wells Fargo Bank, N.A.. Lender is a corporation organized and existing under the <br />laws of United States of America. Lender's address is 101 North Phillips Avenue, Sioux Falls, SD <br />57104. Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is Wells Fargo Financial National Bank. <br />HCFG-00359 <br />NEBRASKA -Single Family -Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />VMP® <br />Wolters Kluwer Financial Services 2020082117.1.0.4574-J20180529Y <br />1548449120213 <br />Form 3028 1/0 <br />12/17 <br />Page 1 of 17 <br />liAA 11111 <br />