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202006376 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Allen A McDowell <br />(Seal) <br />-Borrower <br />Witness <br />Heather L Journ <br />McDowell <br />(Seal) <br />-Borrower <br />Witness <br />NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT - MERS DocMagic elr rronar <br />Form 3028 1/01 www. docmagic. corn <br />Page 14 of 15 <br />Ne3028mzd. xml <br />