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2020062Gta <br />prohibited by Applicable Law. Lender also shall not exercise this option if: (a) Borrower causes to <br />be submitted to Lender information required by Lender to evaluate the intended transferee as if a <br />new loan were being made to the transferee; and (b) Lender reasonably determines that Lender's <br />security will not be impaired by the loan assumption and that the risk of a breach of any covenant <br />or agreement in this Security Instrument is acceptable to Lender. <br />To the extent permitted by Applicable Law, Lender may charge a reasonable fee as a condition <br />to Lender's consent to the loan assumption. Lender may also require the transferee to sign an <br />assumption agreement that is acceptable to Lender and that obligates the transferee to keep all the <br />promises and agreements made in the Note and in this Security Instrument. Borrower will continue <br />to be obligated under the Note and this Security Instrument unless Lender releases Borrower in <br />writing. <br />If Lender exercises the option to require immediate payment in full, Lender shall give Borrower <br />notice of acceleration. The notice shall provide a period of not less than 30 days from the date the <br />notice is given in accordance with Section 15 within which Borrower must pay all sums secured by <br />this Security Instrument. If Borrower fails to pay these sums prior to the expiration of this period, <br />Lender may invoke any remedies permitted by this Security Instrument without further notice or <br />demand on Borrower. <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Adjustable Rate Rider. <br />Borrower <br />(J d Din �C�✓� <br />CHARLES OLSON <br />81x4( Q6;26 <br />Date <br />Seal <br />CAROL OLSON <br />(1)aqi,-0,,4- <br />Date <br />Seal <br />HCFG-00027 <br />MULTISTATE ADJUSTABLE RATE RIDER -1 -Year LIBOR Index (Assumable after Initial Period) Single Family - <br />Freddie Mac UNIFORM INSTRUMENT <br />VMP® <br />Wolters Kluwer Financial Services 2020082117.1.0.4574-J20180529Y <br />qui <br />15467829202 2 <br />Form 5131 3/04 (rev. 6/16) <br />08/16 <br />Page 4 of4 <br />iuu <br />