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V.LG ---_'_A. <br /> ` ` ` ` `� k s <br /> ` _ `` 'P(9GE'i'fiER WITH ail she im}Srovements now or h�eaftes erected on the pmpertyr.and ali easemeras.apPnrte�noe.s•and � L.. - <br /> ` '� - - F �` 6xturea naw or Qereaft,ar a pact of ths P�P�Y• Ail replaoements a�d addidons shari aLso be covered by this Seauuy .. , <br /> �. ' T 'Y lastrumeat.Ail of the foregoing is zefecced to in this Secauity Insaument as the'PmP�Y•� <br /> ��Y`� � 4` � �� BORROWER CQVENAPiTS that Borrowet is lawfuUY seised of the estate hereby ooaveyed and bas the right m gra�and � ` � - <br /> - � �, ..: cumey the Proppry and that the Propeccy' . .. <br /> �:'`. :� r` ..�,, �s uaencumbeced.�t for encumbranoes of record. Borrower warrants sind wili ..9 °� :�.:,,.:: �. <br /> � : -<`�..� defend gweraU9 the t�e to the PropertY a8ainst all cia�s aad demaads.subject w any enc+�mbraaces of tecard. s ��� - <br /> �� < � h <br /> �= �� . THIS SECURITY�IVSTRUMENT combines uniform covenants far�tional nse and nan-uniform covesrants with limited � f.<. `��j..�. <br />--��- ` .-`" - vadatioas hy jarisdictioa to canstitute a imiform securlty instcument wveriag�e a l pmpercy. � ,; �; ;; <br /> t, ,` � •u. UNIFORM CO�IENANTS.Borrower and Lenda covena�aad agree as follows: � �� 4 `;� : <br /> �s•.� �� �, i. Paymeat a!Pdacipal and Intw�cst: Per�aYment ead I.ate C6arges. Bonower sfiafi PmmPUY FaY whea due rhe _— <br />_ �;Y.�. � ,`-f�:�,.,c�. <br /> principal of and intecest on the debt evldenced bY the Nate and anY P�Y�����due under the Note. � z � .}_ <br />_'�F ;s« .';,.._:. , ._�_:°. Z.�ads for Tsses and Iasarance. Subject w appHc�ble law or to a wriuea aaiver by l.ender,Borrower shali pay to ..;.� �...:.� <br /> ,4. `�.", Lendef oa the day woathlY Fayments aze due uader che Note.�mtil tLe Note is paid Ia foll.a sum('F1�ads')for.(a)Y�Y� � <br /> , �`' no over this Se4�rity Inst�ment as a lien on the Praperty;(b)yearly lease�ald paymeuts ` - <br /> aad assessme�ts whirh may attaia p' ritY <br /> < � � . = or ground r�ats an tke Pmpesty.if anY;(�?Y�Y��P�P�Y insurance premiums;td)Yeaz1Y Aood insurance prer�»me. ` < °•Y, _ <br /> �`'°'�� � :`.�' ��y:(�)Y�Y��8e���• ��;�(��'�P�►le by Boimwer to Leader,in acwrdance wUh _ <br /> _. 'd;; � : ` �:-� the pmvisioas of paragcaph S,in lien of the paymend of mortgage instuaax premmms.Thcse items ue cal�ed°Escmw Ite.�.' . ;,�.��fY.',�:� , <br /> -:;. "�� .: '' `' �'-��. Leader m a Y,ai aay ame,collea and hold Fands in an amount aot co exceed the maximum amu�mc a lender for a federaUy _ ; <br /> retated mortgage toan may sequire far Boaower's escmw acoouut vttder the federal Real Estate Settieu►�t P r n c e d u r e s A c t o f � �`.' <br /> ,�Y� . � 1974 as amended from time to time, 12 U.S.G Seaion 2601 a seq.('RESPA7,uatess anothcr laa+that applies to the F�ds - : <br /> -; v;, � � ',:, r�; : <br /> . +r _ �' s�s a lesser amount. If so, Lender maY, at anl+ dme,collect and hotd Faads ia aa amo�t not w exceed the lesser amovn� - <br /> �:. :. i�eader may e.atimate the a�of Fw�ds dae on the basis of corrent dua and reasonable estimates of expeudittues of future �` <br /> .�: .,,.. <br /> .. r <br /> : ?: � _ `� Escrow Items or othetwise in accardaace arith applIcable law. .� <br /> ;':.��:� :".,. - `. .,�.;`'. ?he Ftmds s6alt be heid iu an insatation�+hose�eposits are insared by a federal agency, insuumeatalitY,or entity ; <br />_ ,:. �' . `` ('mctading Laadcr.if Lender is sach aa instlwrion)or ia aay Federal Iiome Loan Bank.Leader shall agply the Fwids to pay the ----���;'� <br /> ':_:�,fi"� � .; .' . �, the Fnuds,aanuaUy anatyzing the escrow aa;auat,or ', "'' <br /> .�- ": Fscnaw Items.I�nder m8y aoi d�arge Borrower for holding and applyia8 t: .�..�:`. <br /> =t: ,,; �. `_ � ;�<.:. <br /> � '`'. ,r • ..�".'`�' ve�ifj+Iag the Fsct�ow Items,unless Leader pays Bonower interest on the Fnnds and appl�Cable law germits I.ender to make snch � ��-. <br /> "r iender may requue Borrowsr to pay a one-time chazge for an independent real estatc tax zepordng sesvIee � �• <br /> �r •:. . '.; a chuge.However, ep � �' <br /> t�._ " � '� � .<::•!_ used by Iender in conaecttoa wrth tiris loan, untess applicabte law provides othawise. Untess �agteeraeat Is made or r:: r r•s��. <br /> ���.: � �� �p pu�le���interest to be paid,I.ender sha11 not be iequired to pay Borrower aay interest or eamings on the Funds. � . <br /> � •�Y� <br /> �,f` � ' B o a a w e r a n d L e n d e r m a y a g re e i n w r i t i a S.however,that interest s d a l l be pai d ou t h e F u n d�. L e n d e c s 3�a 1 1 gi v e w B o��. ` '� ''�� <br /> F t` without c,harge, an annuat ac�;o�wting of the Fands,showing credits si►d debits to the Funds and We p�pose for w h t c h e a c h f :`+"` <br /> .:,�<..` . - � <br /> , .` � debia w tQe Funds was made.The F u n d s a:e p l e dg e d As a d d i t i anal se�uri ty far all smns secuned by this Securiry Iflsuoment• ;:,,;;.._ <br /> j� '{ � ,:.."� If the F�mds held by I.ender eaceed the amoaats permitted to be held bY apPlicable law,I.ender shall accoimt to Bomuwer : ��. <br /> f _ - ,'��;, for the excess Fimds in accordance with che requiremsnis of applicabte taw.If the amaunt af tlsa Fuuds held by I.eader at a�y : <br /> � � � time is not sufficteat w pay the&crow Items when dne,I,ender may so notify Bormwer in writing,and.in euch pse Borrowcr < u �. <br /> `,.y 1.' . - sba11 pay to Lender the amouat necessasY to make up the defictency. Bonower shall ivatce up the defcIency in na more thaa t <br /> � � ,-- tarelve monthlY Payments.at Lender's sole d�s c r e aon. , <br /> .. . iJPon Payment in fu11i of aU sams secumd by this Securiry Lsstrument, Lender shall ptamptly refund to Bomower any , :. : <br /> , .. , ' �' <br /> Fnnda he l d b y L e n d e r•I f,u n der P a r a g a p h 2 1,L e n d e r s h a l l a c q u l r e o r s e ll t h e P r o p e rt y.Leader,p i ior to tbe a c q u i s iaon or sale <br /> .�"�..:... . ...;;� '.;�.�._•:.:- <br /> �,`i;,� .� ' . . ..� � of the property,shaU apply any Fuads hetd by Leader ac the time of acquisitlon or sale as a credit against�he sams secured by <br /> .�f�:`,.:`' . ' . . this Sec,urity Insaamea�. ; . ; <br /> -''�:� :•: . • . 3.Appltcat�oa of Faymenis.Unless applicable law provides otherwise.ail payments receivcd by Lender under paragraphs •-��` .�':�� <br /> i.�::�.. .. . <br /> ` _ � " :r ;;;` 1 and 2 sttal!be applled:fisst,w anY FrePayment charges due under ttce Note;second,to amounts payable under paragiaph 2; ,•:. ,_ °� <br /> _::�.:;� . n,:..; . <br /> ., , <br /> . .: '� �.:,'� � thitd.w interesc dae.fonrtb.to principal due;aad tast,w any iate charges due under 1De Note. <br /> �':���':�' . .. <br /> ,�;r;.-,�;:.. �.. . 4.CLarges:Ideag.Borrower shall pay all taxes,assessments.charges.fines and impositions atm'butable to tbe Property -- - � . <br /> ,,'""::' . . , � wbic�may attaiA Ddorlty over this Sea�rity instrument,and leasehold paymeats or ground rents,if an}+.Sorrower sball yay ,...��.:�::�: <br /> ,i Y�,r..: . . ,- <br /> ';,,��..','.• ' ' . . . , these obligations In the maaner provided in paragrapb 2,or if not paid in that maimer.Borrower shall pay them on dma direaly . . <br /> .: *:,,::.;, . � . �,�'.;' to the persoa owed payment.Bonower sha11 promptly fumish to Lender a11 nodces of aznounts to be paid uader this paragraph. ' • • �.�' <br /> :;..�� : ' If Borrower makes these pay�nents directly,Bonower shall promptty fi�mish to Lencies reoeipts evideacing the paymeats. , <br /> ,., �,, :� <br /> a. ,;,. . • Borrower shall promptly discbarge any lien which has priorlry over this Security lnstrument nnless Boirower:(a)agrees it� .. .. <br /> .,;.,. . , wrlting to the paymeat of the obligation securod by the llen in a manaer acceptable to Lender:(b)contests ia good faith the lien • <br /> _i�:t�;�.. ' . . by. or defeads against enforcement of the lien in. legal proceEdings which in the Lender's opinion operate to prevent the , . `` <br /> ' • � enforcement of the tien;or(c)secures from the ho2der of the lien an agreemen�satistactory to Lender subordinatiag the lien to .�y <br /> ',:,�';;�.i^. • . thLv Sea�riry Instrument. If Lender determines Wat any part of the Property is subject to a lien which may attaln prtoriry over .. .. ( <br /> ; ..;:,. , . this Security lnstiument,Lender may give Borrower a notice idrntifying the lien.Borrower shall satisfy the lien or take one or <br /> �• `' • �•� more of the actions set fortL above within 10 days of the giving of notice. � <br /> ,� �.. :;�. . . .� . <br /> ;; ,? . Fors»3028 . 0 , . <br /> - .�•�� .�. , • ��BRINEIts��Zi.o� vaye2ofe i <br /> •'i;: ' <br /> .�; . .. <br /> ,;. . <br /> ��5� , • . - . . • . -----._...__. ..:-- .-•--:.._.._ -.-,--., . . . - --.- -., . • .;,.. . ' <br /> . .kI1. . , . - � , . . -- ' . ' � . " ' � :- ' : . , .. ' ' . . , � . . . �. .. � � .: . <br /> \'?• .� . . - . . � , . - .. . _ ' . ... � - ' _ . . • . . <br /> �• . . � . . . . .. . � � . . . � • . . ._ ,'. • . � .. . . _• -. ' <br />� '`r�--.--�-`= . _ . . , . � . � . � . . . � . , . .. . . ._ . . . <br /> . . <br /> .� .. . • .. - . <br /> ...�.-:;-,�'- . . .- . . � � . , . .. . . � ..,_ , .. : ... . . _ . . ..- --•". . . . -- - <br /> ..�-���'.,_ , _. , . . . ' � _ , ' _ . ' , ' .. . , . . . <br /> il�. . . ._ . • . .. .. . . � . � .. . - - . ' .� .. . <br /> _ ;t . ..� . . 1 ' , '- . , - . . . •- ' . ' , '_ '' � .. . ' . . <br /> �,: . , . '' . , , .. <br /> . -. ' � � . � ' - -� . -�. .. � . .. • <br /> i - . . . . - � , - .. . <br /> i �� . . . . ' • <br /> •� : �. . ` . � ' � � ' " . � -r--�"-"'�"_"''�'�..-�.."""""'„'_"r'--t - ��_. <br /> i�. 't ' _ ' �x .. . <br /> _."1�1i"., .._ . . . . _ .. • - . � ... . - _ � _ �� . . ... . ... . ._�... . , ° .� ` .�i!:. .. . . . . - . . ..•. .. . • ,t�1f - _ s r._ . . . <br />