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<br />State of Nebraska vwE.�O OF TRUST Fw1 car. No. �
<br />321^1444027 703
<br />This Dead at Trust, ir'Saarrity 1(1131 rrnent'1 is made on November 18 19IR The frustor is
<br />..�........ ..�..e.. __.. h.,.,.. seeu+9Y Ht�S�AND AND WIFE
<br />- -�
<br />JEFM . t
<br />("8orrower').
<br />The truce is CQ1MWRCIAL FEDERAL BANK. A FEDERAL SAW NQ$ MX
<br />( Tnratowl.
<br />The banslicim M FIRMER SAVINGS SAWN, &S.9-
<br />which Is orgarAted and existing under the laws of T, tE UNrrF_D STATES OF AMERICA , and whose add=* is
<br />11898 WEST CENTER ROAD OMAHA, 1 EBRAS 68144 ("t endar'1'
<br />Borrower owes Lender the principal aim of ZwaMtr Nirio Titaatsaftd Four PfU d and "toga
<br />Dollars riled. S, 29.400401. This debt Is evidenced: by Borrower's note dated the same date as this Secumy instrument 1"ptule"),
<br />which provides for monthly payments, with the full debt, it not paid earlier, due and payable on omktr 1. 2920
<br />This Security instrument saxes to Lender: (cif the repayment of the debt evidenced by the Note, wkh interest, and d renewsl% eodenslons
<br />and modNcatkms; (b) the payment of cur other sums. with intaest, advanced under paragraph 8 to protect the security of this Ssas!ty
<br />'fim lrmhent; and (o) the performance of Borrower's cwverra t.- and agreements under this Security Instrument and the Note. For this purpose.
<br />Borrower does, hereby mortgage, grant and convey to Trustee with power of sate, the following described property located in
<br />]HALL County -
<br />LOT TWO (2), IN BLOCK LNFKLt (t% IN MEVES FIRST ADDITION TO THE
<br />CiTY OF GRAND ISLAND, HALL COUNTY, NEBRASKA. I ,
<br />I
<br />-#WW h has the address of 60 i XASTI, 992+1ELD . GRAND ISLAND
<br />[street) [abl
<br />' :�earasia, ei38vi ( "i�mperiy ftfti:a;'y; .
<br />W Code)
<br />TOGETHER WITH all the Improvements nor« or hereafter erected on the property, and all easements, rights, appurtenances, rents.
<br />. myaRies, mineral, oil and gas rights and profts, mater rights and stock and all fixtures now or hereafter a part of the property. AN replacements
<br />' ?cad additions shag also be covered by this Secufilry: (astrument. AN of the foregoing is referred to in this Security Instrument as
<br />the "Proper y.'
<br />SORROWSq COVENANTS that Borrower. Is lawfuuy seared of the e3Mjp.. hereby conveyed and ties the right to mortgage. grant and
<br />Canvey the Property and that the Property 4 unotcum'heed, except for encumbrances of record. eorrower warrants and will defend generally
<br />tine title to the Property against all claims ant) demands. ±fa¢a to any encumbrances of reom;d.
<br />1. Payment of Principal. Inf cnm at and Late Charge. Borrower shag psy-when due lbe principal a`. and interest on. the
<br />debt evidenced by the Note and late chain rjp under the Note.
<br />2. Monthly Payments of Tamoes;,. ;nsurance and Other Charges. Borrower shall Indude in each monthly payment,
<br />together with the principal and interest as set forth in the Note and any late charges. an installment of any (a) taxes and special assessments
<br />levied or to be Wiled against the Property. (b) leasehold payments or ground rents on the Property. and (c) premiums fnr insurance required
<br />by Paragraph 4.
<br />Each monthly Installment for items (a). qz) and (c) shall equal one - twelfth of the annual amounts, as reasonably estimated by lender, plus
<br />an amount sufficient to maintain an additional• balance of not more than one -sixth of the estimated amounts.. The full annual amount for each
<br />item shall be accumulated by Lender within a period ending one month before an Rem would became deinquent. Lender shag hold the
<br />-amounts collected In trust to pay items (a), (b) and (c) before they become delinquent.
<br />If at any time the total of the payments• held by Lender for items (a), (b), and (c), together with the future monthly payments for such
<br />items payable to Lender prix to the due d¢ler of such Items. exceeds by more than one -sb(th the estimated amount of payments required to
<br />pay, such Items when due, and if payments on the Note are current. then Lender shall either refund the excess over one -sodh of the estimated
<br />payments or credit the excrss over one-six Ur of the estimated payments to subsequent payments by Borrower. at the option of Borrower. It
<br />ifre total of the payments made by Borrower' for items (a). (b). or (c) is insufficient to pay the Rem when due, then Borrower shall pay to
<br />Lender any amount necessary to make up. the deficiency on or before the date the Rem becomes due.
<br />As used in this Security Instrument; "Secretary" means the Secretary of Housing and Urban Development or his or her designee. Most
<br />Security Instruments Insured by the Secretary are insured under programs which require advance payment of the entire mortgage Insurance
<br />premium. If this Security Insimment is or was insured under a program which did not require advance payment of the entire mortgage
<br />insurance premium, then each monthly payment shall also include either. (i) an installment of the annual mortgage insurance premium to be
<br />paid by Lender to the Secretary, or rr a monthly charge instead of a mortgage insurance premium if this Security Instrument is held by the
<br />Secretary. Each monthly installment of the mortgage insurance premium shall be in an amount sufficient to accumulate the full annual mortgage
<br />Insurance premium with Lender one month prior to the date the fug annual mortgage insurance premium Is due to the Secretary, or it this
<br />Security Instrument is held by the Secretary, each monthly change shall be in an amount equal to one - twelfth of one-haff percent of the
<br />outstanding principal balance due on the Note.
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