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<br /> ` '`�' `'' °`? TOGEj'Ii�t WITH aU the' vemenis now or heteafter e�oa the and all eas�.nr� urtenauoes.and : `� `t•:
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<br /> � F ;�' fixtw�es now or hereafter a part of the p�operty. All replacements and additions shall alsu be covered by this Securiry �� > ;.
<br /> �,;`;�: Instrument.All of the fongoing is referred w in this Sexurity Instrument as the"Pcoperty." '-A � ". "�
<br /> .�n C?` = ,:�:''� BOitROWER COVENANT'S t6sit Boprower is lawfull�seise�of the esYate hereby vonveyed and has the eight to arant and � . t� �.,�;:
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<br /> ,, �t� * ,r convey the Property and that the Property 's unenairnbered.except for encumbrances of rernrd. Bornower warrants and will � "�` �.��
<br /> t ti :�'' �; <� defend generaily the title to the Property against all claims and demands.subjed to any encumbra�ues of record. '.'? -'
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<br /> - - � : `" THIS SECURITY INSTRUMEIVT combines uniform wvenanu for national ase and non-fwiform covenants with limited � �`„�':'`. ��``::�
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<br /> #� .: `,�4•'.''"..-.::;;<` variations by jwisdidion tn constitute a uniform security insuument cavering real property. . q \.. '
<br /> � � � _ �t UNffORM COVENANT5.Barrower and Lender rnvenant and agree as follows: � ��� �� '�±s
<br /> � 1. Fayment of Pttncipat and Intea�est; Prepaymeut and Late C6a�ges. Borrower sh311 prompdy pay when due the -: �, r r ,.
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<br /> _ . F~'"_,�..�� principal of and imerest on the debt evidenced by the Note and any prepayment and late charges due under the N[ote. �� �r
<br /> � � , ` ,.-�, . Z. Funds for Taxes and lnsarance. Subjed w applicable law or to a written waiver by Lender, Sortower sfiatl pay to �; � `-
<br /> �..�� f s t I.ender on the day montiilY FaYments are due under the Nlote.until the Note is paid in fiill.a sum("Futtds')far:(a}yeady taaes ,'`� 4� xr::"'`.
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<br /> �"�"-`.: "�::.'��:s:•. .. a n d a s s e s s m e n t s w 6 i c h m a�a tt a i n p r i o ri ry o v e r t h i s S e c u r i ty I n s t r n m e u t a s a l i e n o n t h e P r o p e r t y:N)y e a r l y l e a s e h o t d p a y m e n u ,,.,.r:.:�::,:
<br /> � ��� . '.; � ': or grous�d renu on fie Propeny.if any:(c)yearly hazar+d or property iruurance prertua�tis:(d)YeaT1Y tlood'I[ISUtailce piemlums. • w:� '�_
<br />--���';; .;�. :�=.•�:.'';� if any:(e3 Y�Y��Se insurance premiums.if any:and(�aay sums payabte by Borrower tu Lender. in acoordance wit6 ,.,��,�. ` ;_,..,..'
<br /> ':�,:`';':;:�:� ' ``:".r.� the provisions of paragraph 8.in lieu of the payment of mortgage insurance premiumc.These item�are called"Escrow It�ms.' ."•:t�. ;:; -'
<br /> " �:�-.� � � ' Lender may. at airy time, coltect and hold Fonds in an amoum not to exceed the maximvm amount a tender for a federaUy '` �
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<br /> . �= :- ';-,�,; related murtgage loan may require for Borrower's escrow acoount under the federa!Real Estate Settlement Procedures Act of �:,�;��„•• �.;:
<br /> � ,..:' ` 5�•� � --� 1974 as amended from time to ume, l2 U.S.C. Section 2601 et seq. ("RESPA").unless another law that appIies to the Funds ` `.``�':
<br /> li' `� ° � `''��n sets a lesser amount. If so. Lender may, at any time, coUecx and hoEd Funds in an amount not to exceed the lesser amoun� ` �� � ' ��%�..��.,
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<br /> • Lender may estimate Uie amount of Fuads due on the basis of current data and reasonable estimates of expenditures of future . �a>;�-. ••,,;.,_
<br /> '�'��' • . � Escrow Ttertss or otherwise in accordance with applicable law. F� =�;.Y
<br /> �``t ""��K 4 ..�. "' . The Funds shail be hetd in an iastitution afiose deposits are insured by a federal agency. instrumentaliry, or entity :� . : •`.
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<br /> _ ,{,.. - �' (including Lender,if Lender is such an institution)or in arry Federa!Home Loan Bank. Lender shall apply the Funds to pay We -1'" F::-�'
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<br />::•r �a=:, �,�;- �� :;,;'.: Escrow items. Lender may not charge Horroae:for hoiding and applying the FundL,annualiy analy�ing the escrow accaunt,or - ,•',i,;. �__
<br /> ,•.. verifying the Fscrow Items,untess Lender pays Borrower interest on the Fuieds and applicable law pecmits Lender to make sucb �" �r :a
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