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THIS LOAM IS NOT ASSUMASM WITHOUT THE APPROVAL. OF THE U.S. DEPARTMENT OF VETERANS AFFAIRS art ITS AUTKORiZED AGENT 90-- 106542 (spat Above rnl, une For Rtc0t&Q au) DEED OF TRUST THIS DEED OF TRUST CSocurily Instruff)MV7 Is made an November 15 ta_,% , —, The trustor is William Scott Kulus and Laude Ann Kulua huMbattr! and wits f,eorrowery. The trustee is Commercial Federal Bank, a Fc-� IA r'owlnos Bank ('Trustee'l. The bweRcluy 18 r�, r ,--6 ° " - rm Nadonal AssoCiWom which is oranized and existing m(w. It* lrwp4s o1 Ne6roakill —_ , and when address is 19359 Millard Avenue 6= h4 T (fer7sier'�. Ittx=w.,V.,zwes Lender the pritcipal sun at' ii-OW Fhm Thousanrh fr7lwr_Hundred and OOL00 ' Dollars (U." 55ti500Ja� ). This debt Is evidenced by Borrower's note (ta".ej$ the same date as this Security instrument C' Note"). which provides for monthly payments, with the full debt, it not paid earlier, due err141eon December 1 2020 t43ua Smmii -,S Instrument secures to Lwow.. (a) repayment of the debt evkleneed by the Note, with interest, and all renewals, at.6;;crts em e. rrradii(=tlons: (b) the payment of all other sums, with interest, advanced under paragraph i" = protect the security of this Bte=7Ri► Vn.aTri^+2 and (c) the performance of Borrower's cum."ants and agreements. For th'a purpose, 15a(f¢ rer krevocabltr grants ands o=eys to w'z in trust, with power of sale, the following loss ibed property located in IIsrU Cgwx%(,. t Ie$nska: Lot Twenty-four (24), Wolfe's Subdivision, im so City df . Grand Island, Hail County, Nebraska. I 25. This Mortgage its intended to be a purchase money Mortgage. In the event this ban is determined to be ineligible for Loan Guaranty by the Veteran's Administration, this entire loan may be z)--,dXed due and payable at the option of the mortgagee. The addendum to Deed of Trust WMched hereto and executed of even date herewith Is incorporated herein and the covenants and agreements of the addendum shag am. wd and supplement the covenants and acymnents of the Deed of Trust as it the addendum ware part hereof. which has the address of 4201 IKe)tnu,Mdv CWI!t Grand Island 'Pro Adid -ess rty Nebraska 613803 f; ply 'T• , e TRW-1`14ER VATH all i nprovements now liemall1w Ve�-sad qr"" 0Nz! I2mperty and aft easements, digits. appurtenances. ree t-- rAyalties. mllferal,. eili. and gas rights and profits- wails righ�Iarrd VA'4A .a1(X air. ffy.tures now or hereafter a pa)4 of the property. All repft erents end addittbns shall be covered by this Security instnime t, �Il of rite, foregoing is referred to in this Security Instnement as the "Rmperty.- BORROWER COVENANTS that Borrower I$ tawfully sreised of the estate hereby conveyed and has the right to grant and convoy . the Properly and that the Property is unencumbered, except for encumbnrnces of record. Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any enmmbrances of record. THIS SECURITY INSTRUMENT combines uniform covenants for national use and non - uniform covenants with limited variations by juris- diction to constitute a uniform security Instrument covering real property. Form 3028 12193 NEBRASKA Sa+gre Family FNMAJFHLMC UNIFORM INSTRUMENT Page t of d :-'m (Dam) NORD) U(a11 m) 9280071 t s _ I. t