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.[D UiSaV .I• <br />-'i <br />' rJ <br />0 <br />..7 <br />rn <br />C'.J <br />Return this recorded document to: <br />Five Points Bank <br />2009 N Diers Ave <br />Grand Island, NE 68803 <br />or, fax copy to: <br />308-385-0514 <br />REAL ESTATE RETENTION AGREEMENT <br />This Real Estate Retention Agreement (the "Agreement") is made, entered into and effective on the date <br />of its execution by the last of the parties hereto to execute the same (the "Effective Date"). <br />For purposes of this Agreement, the following terms shall have the meanings set forth in this document: <br />"FHLBank" shall refer to Federal Home Loan Bank of Topeka, located at 500 SW Wanamaker, Topeka, KS <br />66606. <br />"Member" shall refer to Five Points Bank <br />located at 2009 N Diers Ave, Grand Island, NE 68803 <br />"Borrower(s)" shall refer to Anthony M Cirila <br />For and in consideration of receiving direct subsidy funds in this amount: <br />(FHLBank's Member), <br />Five Thousand no/100 Dollars <br />($5,000.00 ) (the "Subsidy") under the Affordable Housing Program (the "AHP"), in <br />accordance with 12 U.S.C. 1430(j), 12 CFR Part 1291, and the AHP Implementation Plan (the "Rules"), with <br />respect to certain real property located at 233 Carey St <br />in the City/Town of Grand Island , County of Hall , State of Nebraska <br />Page 1 of 3 Revised: February 3, 2020 <br />