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202005495 Delegate to another person to exercise the authority granted under this Power of Attorney Waive the principal's right to be a beneficiary of a joint and survivor annuity, including a survivor benefit under a retirement plan Exercise fiduciary powers that the principal has authority to delegate Renounce or disclaim an interest in property, including a power of appointment LIMITATION ON AGENT'S AUTHORITY Except as otherwise authorized by the Power of Personal and Family Maintenance, an agent MAY NOT use my property to benefit the agent or a person to whom the agent owes an obligation of support unless I have included that authority in the Special Instructions or the Grant of Specific Authority. SPECIAL INSTRUCTIONS You may give special instructions on the following lines: Coagents are asprovided hereinabove and said Coagents are not required to act together. EFFECTIVE DATE This Power of Attorney is effective immediately unless I have stated otherwise in the Special Instructions. NOMINATION OF CO -CONSERVATORS OR CO -GUARDIANS If it becomes necessary for a court to appoint a Conservator of my estate or Guardian of my person, I nominate the following person(s) for appointment: Name of Nominee for Co -Conservator of my estate/ Co -Guardian of my person: LEROY D. MILLER Nominee's Address: 11251 S 140th Rd. Wood River, Nebraska 68883-9317 Nominee's Telephone Number: (308) 583-2418 and Name of Nominee for Co -Conservator of my estate/ Co -Guardian of my person: ALLAN E. MILLER Nominee's Address: 13872 W. Guenther Rd. Wood River, Nebraska 68883-9686 Nominee's Telephone Number: (308) 583-2048