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When recorded, return to: <br />Exchange Bank <br />Attn: Final Documents <br />1204 Allen Dr <br />Grand Island, NE 68803 <br />LOAN #: 12504512 <br />m <br />m <br />n z <br />z <br />0 <br />( td) <br />X <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />(n <br />r - <br />N <br />Co <br />MIN: 1008467-0000008005-2 <br />MERS PHONE #: 1-888-679-6377 <br />[DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document <br />are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated July 15, 2020, <br />together with all Riders to this document. <br />(B) "Borrower" is GABRIELLE M JONES WILLIAMS AND JOSEPH WETZEL, WIFE AND <br />HUSBAND AS JOINT TENANTS. <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Exchange Bank. <br />Lender is a State Chartered Bank, <br />under the laws of Nebraska. <br />1204 Allen Dr, Grand Island, NE 68803. <br />NEBRASKA --Single Family --Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />Ellie Mae, Inc. Page 1 of 11 <br />organized and existing <br />Lender's address is <br />Initials /W (Cirl"� <br />NEEDEED 0315 <br />NEEDEED (CLS) <br />07/07/2020 12:36 PM PST <br />ON SV 03H31N3 <br />