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90--° 100583 NON-U NIFORM COVENANTS 1)orroacr and Lender further covenant and agree as follows: 19. Acceleration; Remedies, Lender shall Rive notice to Borrower prior to acceleration following Harrower's breath of any covenant or agreement in thisStcurity, Instrument (but not prior to acceleration under paragraphs 13 and 17 unless applicable law provides otherwise). Thenatice shall specify:1%) the default; (b) the action required to cure the default; is 1 adate. not less than 30 days from the date the notice is given to Harrower. by which the default must be curtd; and Idl that failure to cure the default on or before the date specified in the notice :nay result in acceleration of the sums secured by this Security instrument, foreclosure by judicial proceeding and sale of the Property. The notice shall further inform Borrower of the right to reinstate after acceleration and the right to assert in the foreclosure proceeding the nort• existence of a default or anv other defense of Harrower to acceleration and foreclosure. If the default is not cured on or before the date specified in the notice. Lear. gat its option may require immediate payment in ft.xl of all sums secured by this Security Instrument without further aiwmand and may foreclose this Security Instrument by judicial proceeding. Lender shall he entitled to collect all expenses incurred in purtuinp the remedies provided in this paragraph 19, including. but not limited to, reasonable attorneys fees and costs of title evidence. 10. Lender in Possession. Upon acceleration under paragraph 11) or abandonment of the Property and at any time prior to the expiration of any perked of redemption following judicial sale. Lender thy ludiciaily appointed receiver) shall be entitled to enter upon, take possession of and manage tite Property and to collect the rents of the Pruperty including those past due Any rents collected by Lender or the receiver strati be applied first to payment of the costs of management of the Property and collection of rents, including, but nut limited to, receiver's fees, premiums on receiver's bonds and reasonable attorneys fees, and then to the sums secured by this Security Instrument 21. Release. Upon payment of all sums secured by this Security Instrument, Lender shall release this Security Instrument without charge to Borrower. 22. Waivers. Borrower relinquishes all rightof dower and waives all right of homestead and distributive share in and to the Property. Borrower waives any right of exemption as to the Property. 23, Redemption Period. If the Property is less than 10 acres in size and Lender waives in any foreclosure proceeding any right to a deficiency judgment against Borrower, the period of redemption from judicial sale shat) be reduced to 6 months. if the court finds that the Property has been abandoned by Burrower and Lender waives any right to a deficiency judgment against Borrower, the period of redemption from judicial sale shall be reduced to W days. The provisions of this paragraph 23 shall be construed to conform to the provisions of Sections 628.26 and 628.27 of the Code of Iowa. 24. Riders to this Security Instrument. if one or more riders are executed by Borrower and recorded together with this Security Instrument, the covenants and agreements of each such rider shall be incorporated into and shall amend and supplement the covenants and agreements of this Security Instrument as if the rider(s) were a part of this Security Instrument. (Check applicable boxiest 1 ❑ Adjustable Rate Rider ❑ Condominium Rider ❑ 2-•3 Family Rider ❑ Graduated Payment Rider ❑ Planned Unit Development Rider ❑ Orher(s) I specify i BY SIGNINGBELOW, Borrower accepmand agrees to the terms andlcovenants contained in i6ia Security Instrument and in any riderts) executed by Borrower and recorded with it. I understand that homestead property is in rmmy wo"M *MneCtcv uvia) S..v ClZtraS t)�� :li°.9r°. and exempt from judicial sale; and ,chat by signing this contract. E voluntarily give up n%v right to this protection for this property w izb respect to cl�ased�/pOn is co..... . �Z� re (Signaturo at 71"a d 04 and des. ............. :...... :.......... irrowr R. ANS`iM —Borrower 3;.. �D.... (Seal) sum L. 1tiNS�°i1� - 8orrower STATE OF IOWA, ss: County of ..fg)M ........ .............,...... On this ................. day of ... ............................... , A.D. 19...... before me, a ;rotary Public in the State of Iowa, personally appeared - - -TEM. R•• •ajj57= .= . SU7ip.►=. ......................... •,,,,,,• ......... .............................to me known to be the person(s) named in and who executed the foregoing instrument, and acknowledged that ..71M ............. executed the same as .. . -. • voluntary act and deed. My Commission expires: .............. BM GRAND . Notary Public in a:+Cifoz said t;ounty end SUM Y)'d �DVh!CSIOy EXPJFES 2. .,`