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1OVJ1SSV .i. <br />WHEN RECORDED, MAIL TO: <br />Gateway Mortgage Group, a division of Gateway First Bank <br />244 South Gateway Place <br />Jenks, OKLAHOMA 74037 <br />N <br />C7 <br />rri <br />c1 <br />71 <br />This instrument was prepared by: <br />Gateway Mortgage Group, a division of Gateway First Bank - 244 South Gateway Place = Jenks, OK 74037 <br />Gateway Mortgage Group, a division of Gateway First Bank <br />244 South Gateway Place <br />Jenks, OK 74037 <br />NMLS# 7233; Originator: Ed Jarosik, NMLS# 470809 <br />Loan Number: 13404202 <br />mg. <br />(Space Above This Line For Recording Data) <br />DEED OF TRUST <br />FHA Case Number; <br />321-3777122-703 <br />MIN: 100287715003953812 <br />SIS Telephone #: (888) 679-MERS <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 10, 12, 17, <br />19 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 15. <br />(A) "Security Instrument" means this document, which is dated July 23, 2020, together with all Riders to this <br />document. <br />(B) "Borrower" is Lichen Liu, a single person and Amber S Wichman, a single person. Borrower is the trustor under <br />this Security Instrument. <br />(C) "Lender" is Gateway Mortgage Group, a division of Gateway First Bank, organized and existing under the laws <br />of Oklahoma. <br />Lender's address is 244 South Gateway PIace, Jenks, OKLAHOMA 74037. <br />FHA Nebraska Deed of Trust with MERS 112015 <br />IDS, Inc. - 59482 <br />Page 1 of 12 <br />Borrower(s) Initials <br />ON IN3W(1b1SNI SY a <br />