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-— .IWY .a� "::[x:ui�,r,trN.' c_::. 'r��.��CC�� sViy_' : .a•.a� ,.:;:�61 -_ ' � �� "' - _ (j��M �1�� I1VllT>k�l�J�iTj GOVa'J�IMitVli L.AMj rfi.rLRI'1�1J! i iett_ Cot MMI 13 of tdse Seaulty Irdtrurnent Is amended to read Y follows: __ Lrditm tI" hslttta ewe. teary 1AM Se"n1lilftf• •fhls form of Security Ilsu mau eambines uniform covenants for national use ' notl•sraifortn cavv*eanta with tlasited variations by Jurisdiction to constitute a uniform security instrument Merin$ real RoPetty. This iaartunent *W be governed by Federal law and the law of the jutisdiction in which the Proptr'ty is located. to the event that any • •_- of clause of this Security instrument or the Note conflicts with applicable law, such conflict shall not affect other Provisions of this Iamtrttamami or the Note which can be given effect without the conflicting provision, and to this end the provisions of this Security the Note are declared to be severable. - 711tAN M OF THE PROPERTY OR A BENEFICIAL INTEREST IN BORROWER 'A'? — Covenant 17 of the Security Instrument is amended to read as follows: -_ T"Ofer at on Prop" or a Ileraelidal IaUnd la •orrawer. If all or any part of the Property or an interest therein is sold or transferred _- if a beneficial interest in Borrower is sold or transferred and Borrower is not a natural person) without Lender's prior written consent, -- mj!�w_ at Lure's olmtion, declare W the sums secured by this Security Instrumeot to be immediately due and payable. However. this own not be exercised by Leader if exercise is not authorised by Federal law. Lender may waive Use exercise of this option if: (a)• Borrower to be submitted. to Leader information required by Lender to evaluate the intended; transferee as if a new loan were being made to tire -- . and (b) tender reasonably determines that Lender's security will not be impaired by the low.. assumption and that the risk Of the any covenantor agremunt in this Secuuity instrumrnt is acceptable to Lender. To the extent permitted tsp? rt>n� lour,.• l;�xoder waxy. dins a a. reasonable fee as a cotyJJ-d2r.• sm l �:sxWs consent to mom imam assumrptioa, MM asa-M. tdre tbefxMLis:as in 1!,ecp raJ1 min elreoami rufad agreemeatamaade in t1teN: u: and 3ta t�Aus S sty Ito aaaaesin d1!! Pa rfi �erarrlses ta3sit�v itan at a�oe'dec� tae, Lem*., rtmaB ararondarmce with parat mli 14110er E go riod c uaat Jess than 30 days 3mom ahe date T1aeM4M av ma c witt'rin vdAcb eatsawei M'aN pas' ft sumac demfMIA &W„ wcr faits to M suds suns prior to the e'cpira Son of suet► period, Lender may, v4lbout further nods or dmwd era Q)orrarwei, remedies permitted by ft Security Instrtmrent:' Notwithstanding a sale or transfer, Borrower will continue to be obligated under the Noce. and this Seeurlty Instrument unless Leader has i nonarawn in ,im " ' F. LOAN CHANGES if the loan secured by the Security Instrument is subject to a law which sets maximum loan charges. and that law is finally interpreted so that the interest or other loan charges collected or to be collected in connection with the loan exceed permitted limits, then: (1) any such loan charge shall be reduced by the amount necessary to reduce the charge to the permitted limit; and (2) any sums already collected from borrower which exceeded permitted limits will be refunded to Borrower. Lender may choose to make this refund by reducing the principal owed under the Note or by making a direct payment to Borrower. If • refund reduces principal, the reduction will be treated as a partial prepayment under the Note. Ly WrrNm wHFJMF. Borrower ran eteeateil Ibb Adjastattk Rate Rider. o� . kP .. n R t � ia (Soap BORROWS �1.L1 IQ/'idw ?" X51 (Seal) BORROWER n , 1 ; M� i f 1 f � (Seal) BORROWER (SIGN ORIGINAL ONLY) TTfa. CD s r I. CD fi v n c r� \ m