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202004897 <br />19. Request for Notice. Trustor hereby requests a copy of any notice of default and <br />that any notice of sale hereunder be mailed to it at the address set forth in the first <br />paragraph of this Deed of Trust. <br />20. Governing Law. This Deed of Trust shall be governed by, construed and enforced <br />in accordance with the laws of the State of Nebraska without regard to the conflict <br />of laws provisions therein. Any legal action involving this Deed of Trust in any <br />way shall be instituted in a court of competent jurisdiction located in State of <br />Nebraska. In the event that any provision or clause of the Note or Deed of Trust <br />conflicts with applicable laws, such conflicts shall not affect other provisions of <br />said Note or Deed of Trust which can be given effect without the conflicting <br />provision, and to this end the provisions of the Note and Deed of Trust are <br />declared to be severable. This instrument cannot be waived, changed, discharged <br />or terminated orally, but only by an instrument in writing signed by the party <br />against whom enforcement of any waiver, change, discharge or termination is <br />sought. <br />21. Reconveyance by Trustee. Upon written request of Beneficiary stating that all <br />sums secured hereby have been paid, and upon surrender of this Deed of Trust <br />and the Note to Trustee for cancellation and retention and upon payment by <br />Trustor of Trustee's fees, Trustee shall reconvey to Trustor, or the person or <br />persons legally entitled thereto, without warranty, any portion of the Trust Estate <br />then held hereunder. The recitals in such reconveyance of any matters or facts <br />shall be conclusive proof of the truthfulness thereof. The grantee in any <br />reconveyance may be described as "the person or persons legally entitled thereto". <br />22. Notices. Whenever Beneficiary, Trustor or Trustee shall desire to give or serve <br />any notice, demand, request or other communication with respect to this Deed of <br />Trust, each such notice, demand, request or other communication shall be in <br />writing and shall be effective only if the same is delivered by personal service or <br />mailed by certified mail, postage prepaid, return receipt requested, addressed to <br />the address set forth at the beginning of this Deed of Trust. Any party may at any <br />time change its address for such notices by delivering or mailing to the other <br />parties hereto, as aforesaid, a notice of such change. <br />23. Acceptance by Trustee. Trustee accepts this Trust when this Deed of Trust, duly <br />executed and acknowledged, is made a public record as provided by law. <br />IN WITNESS WHEREOF, Trustor, Trustee, and Beneficiary have executed this Deed of <br />Trust as of the day and year first above written. <br />Steven A. Koralewski, Trustor <br />4alews <br />arnes-Kor , Trustor <br />