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[Space Above This Line For Recording Data] <br />After Recording Return To: <br />CITIZENS BANK, N.A. <br />6100 TOWER CIRCLE, SUITE 600 <br />FRANKLIN, TENNESSEE 37067 <br />Loan Number: 1102512205 BERAN <br />DEED OF TRUST <br />MIN: 100010311025122059 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />r <br />c—) <br />r71 <br />T� W <br />1:3 r -- <br />) <br />Cx) <br />MERS Phone: 888-679-6377 <br />(A) "Security Instrument" means this document, which is dated JULY 8, 2020 <br />with all Riders to this document. <br />(B) "Borrower" is RYAN BERAN AND SHAWNA BERAN, HUSBAND AND WIFE <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is CITIZENS BANK, N.A., A NATIONAL BANKING ASSOCIATION <br />, together <br />Lender is a NATIONAL BANKING ASSOCIATION organized <br />and existing under the laws of UNITED STATES <br />Lender's address is ONE CITIZENS PLAZA, PROVIDENCE, RHODE ISLAND 02903 <br />rte) <br />CD <br />rU <br />CD <br />CC) <br />CO <br />-J <br />ca <br />(D) "TrusteEXIMIXIMMRICANDUCEISCRIMMVINEMIVADOIXFIFItIOCOMIRMY <br />ROPbESZIMIERII$TREINI3.7AVD'ISIMC)'x >12 O1.d uepubli.c National Title <br />Insurance Comnanv <br />NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT - MERS <br />Form 3028 1/01 www.docmagic.com <br />Page 1 of 15 <br />DocMagic <br />