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202004434 <br />BY SIGNING BELOW, the undersigned, Settlor(s) of The Johnson Family Trust under trust instrument <br />dated 11/14/2019, acknowledges all of the terms and covenants contained in this Security Instrument <br />and any rider(s) thereto and agrees to be bound thereby. <br />(SEAL) TRUST SETTLOR <br />(SEAL) TRUST SETTLOR <br />MULTISTATE SECOND HOME RIDER — Single Family — Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Form 3890 1/01 (rev. 4/19) <br />Ellie Mae, Inc. Page 2 of 2 F389ORDU 0519 <br />F389ORLU (CLS) <br />