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• W '.0 { q. � E l.Q49�.0 ADDITIONAL TERMS 4 h PREPAVML.%T AND ACCRi:ALOF THE F1N ANC E CHARGE: Even !hough I do not have to pay more than the reggulsr scheduled monthly pay tnent. l have fhe rtg t topr epa} theuWL -Arn vow'ingtoyyeuinfullatan }time or in part from time to time. ifthelendin mst itu lionortankthatbuysmy contractcomputesthefinamcecharge daily, Iknowr Ipr/}'�Inatw6 charge writ be Less if 1 make an early payment. and it w ill be higher if 1 pay fate:! also recogtrize that any rn cesssty :uijussteent to my ttx'f titsance : charge wrllbe f[ecfetl ifs my hoof bdt; ii also know that the atmsunt --shown on the reverse side forth.- Finance Charge. Total of by tnents, and theTotal Sale Price are esti• "d if I mates tensed nn the assumption that you will reeeite each o1 tttt paymems exactly ors ita due date: and ! kno>" ilret tyre tvt!l txs nn rrfrrthe whole artxtunte you willnothing 4ttd - - - to refurud if 1 am chaptogtd on a daily basis. if the lending institt.Krun or b:snk does trot i.ompute the finance charge dad}. and if 1 prepay sclteduleclartd arttoutfis of my tnontki�piy trnent a�rt�tdltbioyt en the actual dates anduamounts f the prepay men ctthatdl P' y to yo".r! •now that r refund of less that[ SI � ,- will ootbemade. IMPORTANT NOTICE UT WARRANTIES: ((al) Wt as SELL R HEREBY DISCLAIM ALL. WARRANTIES, EXPRESSED OR IMPLIED, OF MERCIfAiITM BiLJ'!Y AND FRNES FOR A PARTICULAR PURPOSE ON ALL GOODS AND SERVICES UNLESS SELLER FUR - ER ON ITS OWN BEHALF (WHICH MADE, ACCOMPANIES THIS CONTRACT). SERVICE CONTRACT MADE BY BELL- ( b)l have read, indetail. thesepars te•'IMEARLINIMDWARRANTY•' which. if made. accompanies thisccntrset. itexplainstheconditionsandcirnsmsmwes .. inwhich the manufactured praluctswill berepairedorrepI ed. Itakenoticeofthelimitationsonthewa [rant Iparticul arly recognize that any implied wanantywhich applies totfieg as only as long asihe warranty ors�rvic ntrsct- fel 1 have read. in detail, the scpirate "LiMITEU 1NSTA TiO� WARRANTY wbi' made. accompanies this contract. It explains the conditions and cir- cumstaM:esin which the installation of thesidingwillberedone 1 I notice of the limitatio the warranty. and I particularly recognize that any implied warranty Rhicb apptimEititheinstallation as onyas longa %thewamintyorservicccontract. SPECI1"RDER GOODS:1 know that you have measured my, houF and its a .ngs so that you can make the products to fit "s particular itr uae• I take notice that the. goods that are manufactured for my specific home probably will not fit any of liaises, and under such conditions. l know that I cannot cars A this contract at any time aftertha period oftimegivento me. bylaw, in which to cancel. Afterthat le ' fxfrsftime, I know that Ihavethe obligation topay you in full) theamountowed. OBLIGATIONS PERTALNIING TO PROPERTY iNSURANCE. REAL ESTATE: I. I promise to keep my house in good repair and to keep it insured for at least fiQ'i of its replacement value b} buying afire and extended Iota •e i umnce policy. The - insurance company must tree approved by you. and the policy must have a beneficiary clause which says that you are to be paid if there i • lai ;. the ins re company irrust agree that it will not cancel my policy without first tellin g )•on. 1 au- tb beneficiary the insurance which say to pay you directly fix an lo. ou can choose �e this insuniur,_ ryment to either repay any amounts 1 owe you or to repair my house. 1 have the option of providing property insurance throug h existing policy or thm apolicy independently obtained and paid for by me. 2.1 also promise that twill not allow anyone else to place any bens on my real estate out your wri n pet mr,:r 3.1 premise to pay all taxes. assessments and othercharges on my real estate when due,.ii;,I.promise to timely make all payments on m riot Loans secured by my real - te. 1 a 4a promise that 1 will not extend: renew or change prior loans without your v.r ltluslir<rmtssron. `• if f do not insure my h uIiiII niv oi�rcrr3 *ai't �- atinns to my r esta e- tl n you can do it for me if }nu want Ibut you do not have to). if you do nei tiny iirthese abhgatiMS for roe, l agree to you back an demanti_plus interest at the heir Ix. ful contract rate of interest. Until) pa you back, these amounts will be abliri f to my debt t r 41u. which is secure my real estate and teal.. i know [hat if you •rile to buy insurance for me thzt you do not have to obtain any homeowner orliability insuran, . SALEOFMYHOVy15 tat promisenottosell, leaseorgivemyhousetoan yoneunuL(tsitvefullyr rsdmydebttoyou. DUE ONI SALE: if 1 sell. tease or give my house to anyone before) has a fully paid A 1 owe unjerthis contract, you ran declare ail that 1 owe under this contract payable at once and l agree to immediately pay you that amount. DEFAULT: I will be indefault under this contra t. I tmnkeapaymeniwhenduc:a 2. 1 anypromiselrnadetoyou' thiscontrac r 3. So hingelsehapp- nswhichc sesyouto ieveingoodfli thatldonotinte to pay you asp mired :or Oc,• idefa ton any obligations for ichlamu ngmyhomeascolla al. -` Somet 'nghappenstamyhou. whtchth tens you' rie,,s,ifany. it. iF:1. it-it] N DEFA 'LTs I understand t t you It v the right to fo:,xlose the b rtgage 1 ha a given to goat td have my house sold repay any amounts 1 owe you if 1 amircefault under[ 's contract. Before y house i sold. you will doeverylhing at the Lau requires. if ynu it an attorney to a slit oat to sell my house. or, to sue me. or, toprotect }our rid( 1 agree to pay oat for yu reasonable attorney~ fe , u i for other elated expense. such as court casts. title earches arr3 money you expended toprotm; -,n_;1hmv =:fly uarealk -I collectsuc armuntsbylaw. OI�i) 7L lihc f B !iw 1tf`e choose n to enforce y of the rights under this come• t as ofte s we want with ut losing them. Gr; can delay enforcing any of the rights wiilaruritf�iY4tilrari•,�Yeca also usea yrightsnow rinthe future given tousbyla . DECaR,7 S I iitiour lttrti you "tl use y ur best et to install the products 14m p hosing t z1v lion ut iso u t that in wine situations you may msb Donor delays that str�c pls>«iG?by strik . wea r conditier. "delays you have m alt t ttr materials, r ?df other rers t at are beybnd your control. 1 understand th ut you will not be liable fn► �aiJaiklays. ARRI1 itATION: If 1 hive a die to r claim ++ith 7 conceriRhg the quan `. ! ;ual', ty or performance of the prcxlucts, l understand that my, dispute may be submitted to and scisk rf :ccordin to the mediat arbitration prog that may have et jwj J---m y conumvity. I also know that any decision made by an arbitrator(s) would be en- tertrittitliec ,turthavmg)urrsdiction 'erme and you. SALVAGE VALUE: I know that th windows, woodwork, siding. brick and .mss �,utays;tt s llutl,l)ave to be removed by you far this installation have MO salvage value. when you remm zchem, you can have them for whateverpurpose you want. SPECIAL SITU.%X1ONS: Due to the uniqueness of someaf the pnxluct% that) i3p.4 11- I .%-Av,;and that in special situations that your Regional Office may have t n review and accept this contract. I aho understand that this sale occurred in my home and That you and I may not have had all the correct information important to this transaction at our f nvertim: l eive you my cottie•ttl tocorreci anv obi ious ertor%that m:,v h:u a oc curred w hen thetslanks in this contrac t w ere cumnleteA. L