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<br /> �� �� ' ' WlTH all the roremeuts now or hemafter ere�xed on the P�P�Y.and all�emenu,aPPaaenances.and `=`rt:::`-.-�Y��
<br /> ��." Yi�- - __ - , TOGEfHER �P �.�� .... . :.
<br /> � ` " • ' s a � <,�t.
<br /> , �; � � fixmres now or hereafter a part of the pmperry. All replacemeats and additions sdall also �e coveced by tbi4 Security �
<br /> �„�w ` <. �.. ::f` Instrument.AI!of the foregoing is ceferred[o ia this Securiry Insm�ment as the'Praper[y.' < .- , ''�'.
<br /> �' BORROWER COVENANTS that Borrower is lawfull seised of t�e�statc herebV convp�ed and has the ri to�n t and • ' ' ." ,<<;� �
<br /> 4. ` , y 7 �l �[ b""� ;..,GU-.� . � ,f-:
<br /> , � `+ wnvey the Propetty and that the Pmpeny is unenauabered.e�ccePt far eacumbrances of record. Borrovrer warrants and ariU � �<<.`�� �r.�_
<br /> , y:;� ` ` x 4 - defead geuerally tbe tetie to the Property agaiast aU claims and demands.subject ta any encumbrances of recoM. � ;{:.., ,�'• :
<br /> `-7G_� � � t� THIS SECURITY WSTRUMFNT combines uniform oovenants for natioaal nse and non-uniform covenants with lunited� ��'.F `
<br /> '" `�t ..� - =. variatians by jtuisdiction to constitute a unifoim sec�riry tm�u•-ument sovering real pmpercY• t!i '.
<br /> ��' � G . 1` u ,t � -.
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<br /> UMFORM COVENANTS. Borrower and Lender cavenant and agsce as foltows: �
<br /> �a < —� -� 1. Paym�t ot Pt[ac[pa1 aud later� PrePaymca! atW I�te C6arges. Borrower shail pmmptlY PdY whea due ti�e(� .,-.� �
<br /> by y p ent and late charges d�e under the Note. i; t-:
<br /> ���r. P��P�of and interest an the debt evideaced the Notc aud an r�aym � - -
<br /> _ � t'=`•~`' _--_ :: c i. � _
<br /> __ ' '`t`.� 2.F�d s f o r Taxcs aad Iantrence. S u b ject to a p plicable law or w a writtea waiver by Ixnder. Barmwer shall pay w ;` . �-:;��-
<br /> - . s.. . `�- - Leader oa the day monthlY Paycaeats aze due uuder the Note,until the Note is paid ia f u ll.a sum('Fuads')for.(a)Y e a r 1 Y t�s ;.�.,� ;�-:
<br /> 's;�`.. ..: .`~ ��- and assessmeats wbich may aaain prioriry over this Securiry iasuumeat as a lien on the Property;(b)Yearly teasehoId payments =`°:;.:�''`< ,`.�
<br /> =�:+.�• "`'`' .?:<� or ground rews on the Property. if auy:(c)YeadY DazaN or property insurause premiwns:(d)YearIY flood iasurance psemiums. _ <' �.�.'.;,.:�:
<br /> � '� if mort ias�rance premi�ms,if aay:and(fl�Y�P�Ze bY Borrower to Lender.ia accordance aith r �- _•,
<br /> . `.,.�.� �Y: (e?Y�Y � •'..;. � � _
<br /> ,�� � ,�; the grovisians of pasagraph 8,ia liw of the payment of mortgage iasurance p:eminms.These items are c�lted'Fscrow Items.' '� < < .,:
<br /> '-� ' Lender may.at any cime. coAect and hold Funds in an amoun[not to eac�eed the maximum amoum a lender for a fedecatty Q �
<br /> ,��4•.-.,`�:. �� ;. related mortgage toan may require for Bonower's escrow account under the federal Rea!Estate Settlement Pmcedures Aa of �r: : -
<br /> t ° .; 1974 as amended fmm time to time, 12 U.S.C.Section 2601 et seq.('RESPA'),ewlxss anather law that applies to the Funbs {; �.-' :
<br />�, .` �„ � '- sets a iesser amowu. If so, l.eader aaay.at any time. collecc and hold Funds in an amount �ot to eaceed the lesser amount. ; �:
<br /> -; _` r !, Leader estimate the amoa�of Far�ds due on the basis of curtent data and teasonab2e estiinates of expendiwres of fiture ._. . ,="�''�
<br />�` ;Ft{ Escrow Items or otherarise in accordance witL applicabie law. � '` � , :� .,,
<br /> ,-., a federel en instnimea[ality,or entity � ` �ty
<br /> ,':A .:,, - --�r. The Fands shall be held in aa institutian whose d�osiu aze insured by � �Y• µ �.,,:� .
<br /> �< . _._ �._y�_ :� ,:'- (including l.ender,if l.euder is sucL an instiumon)or in any Federal Home Loan BazBc.Lender shall apply the Funds tn pay t6e -i-,-.:��....-;y::
<br /> �• ' Escauw[tems.I.ender may not charge Borrower for holcting and a�piying the Fuads.annua1tY�Y�B the esccow accaunt,or °� :r"
<br /> :. .t .'. �+�'�"=
<br /> ��` �'.`- . '' verif}ring the Fsarow I�ems.unless 1.ender pays Borrower interest on the Funds and applipbte law permits L�cuder to make such •
<br /> . • '. - l �' ' Y h��:.-,
<br />��..�.T'.;* Yi4..�.:,. a charge. However.Lcader may re�luire Bormwer to pay a one-time charge for an indepcnden[real estate tax reporting scrvicc �,°,
<br />-�:r :..' ... . - f%:, used by Leader ia connection with Wis loa0. uNess appHcabte !aw provides othe�wise. Unless an agreement is made or :;,,, , '� =�
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<br /> '� � ` applicable law requires interest to be paid, Le�sder shaU aot be requiied to pay Borrower any incereat ur earainF,s on the Fuads. -_
<br /> �i ,. . • ti '
<br /> ",-` Borrower and Lender may agree ia a+riang,however.thac mtecest sdall be paid on ttte Funds. Lender stiaU gave to Borrower.
<br /> �.� � • '- •. ''•� . _ �:r.!(�'.�-..,:�.
<br />-�, ' without chatge, an annaal accoimtiag of the Fands. showing credits and debits w the Fands and the purposa for which eadt <;; �:..,
<br />, � �"` debit to the Fnntts was made.T&e Funds are pledged as additiond seauity for aU susas sewred bY this Scc,urity Insawnent. :� `- ;��"'°`
<br /> '��,'' . �
<br /> �.n . v. If the Funds hetd by Lender e�cceed the aucounts pesmiued to be held by appllcable law,Lender shall accoum to Borrower �` ` �•_�.
<br /> , �� for the eacess Fonds in accordance v�iW the requirements of applicable law. If We amoimt of the Funda he1d by ixader at amy ` t .. .
<br /> �� � ame is nat safficieat to pay the Fsccow Items when due,Lender maY so aoafy Borrower in writing.and.in such c�+e Borrower ,:< a_i��`
<br /> •� ��.�� � s h a l l p a y t o Lender the amount necessary co make up the deficiency. Borrower shall make ap the def�cieacy ia no more tt�n __ �
<br /> _ u •�
<br /> �.'- _:: enu,at Lender's sole discretion.• ::� ' °
<br /> f� ; � - . • rnelve anonthlp Paym ,
<br /> '� " Upon payment in fuU of all sums secared by this Security Gnstr�ment. Leader shall prompdy refund to Borrower aay ;x`
<br /> � - j . Funds held by l.euder.If,under paragraph 21,Lender shatl acyuue or sell tbe Propeny,Ixuder.prior to the acquisidun ot sale � `f ^r .
<br /> � •:�, ' =�� of the Pro p e c ty.sha11 app SY anY F u n d s be l d b y I x n d e r a t t h e t i m e o f a c q u i s i t i o n o r s a l e a s a c r e d i t a g a i n s t t h e s w t�s s e c a i e d b y ._�, -
<br /> �.c:;� tbis Securiry Insttumettt. :� �.. � -'_:` .
<br />-.�'�:: � �.Appt�cation of Paymentv.Unless applicabte!aw provides atheiwisc,all paymeats received by Lender under paragtaphs _,.L'',
<br /> `-:`: . �` �•: a ent charges due under the Note:second.to amouuts payable under patagraph 2; �• '�,; ��:'��-
<br /> ' �f<i � � � 1 and Z shall be appJied:fitst. to aaY P�P Y� . , .:::.t;�.�•_.
<br /> Y: _ t t dr d.to i n t e r e s t d u e:f a u rt h,t o p r i nci p a l due;and last,co auy 1aze charges due under the Note. ��-
<br />_ .t�: , _ 4.C6arges;Liea9.Borroaer shaU pay a11 taxes.assessments.cltarP,es. fines and impositions atm'bu[abte to the Progerty :��:.
<br /> `� wtucb may attain priority over this Secarity lnsuument.an d i e a s e ho t d paymen t s o r g ro u n d r e a t s, i f a n y. B o r c a w e r sha11 p a Y ,; ��
<br /> � '� � `� these obligations in the manner provided in pataSrapb 2.ar if not paid in that manner.Borrawer shall pay thetn on time directl,v :' •.,
<br />_�•': "� ;� ; to the person owed paymen�Borrowcr shaU promptly fomish to l.endet all notices of arnounts to be paid uuder this paragmPb• '
<br /> `�.>- . �.: '�: tf Borrower rnakes these paymenu direcdy.Boaower shall promptly fi�mish to Lender receipts evidencing the payments. .�,':�.
<br /> �?,r:. .: Borrower shall psompdy dischazge any+lien whicd has priority over this Secarity lnstrumeat unless Borrawer:(a)agrees ia l
<br /> ;:�,,�. :.;r !'' ' arritiag to the payment of the obligation secured by the lien in a manner acceptable to Lender;(b)contests in good taith the lien , , . ''�,'�'`
<br /> _,_;• , : ..;� by, or d+�feads against enforceaient of the lien in. lega! proceedings which in the Lender's opinion operate ta prevenc the
<br /> _�.„^ � enforcement of the lien;or(c) secures from the hotder of�he lien nn agreement satisfactory to Lender subordinating the�ien to . '
<br /> �r��� . this Securiry Instrument. If Lender determiaes that any part of the Property is sub}ect[o a lien which may attain priority aver .,, ' ;,.. ,.,
<br /> ''�``' � � rhis Securiry instnunent. Lender may give Borr�wer a notice idenlifying the lien.Borrower s h a l l satis f y t he lien o r t a k e o n e o r ..
<br /> •� :' ; � �� � .. .
<br /> �_.;;,�,� . . ' more of We actions set forth above within 10 days of the giving of notice.
<br /> �.:.. : � Form sa2a 9/90
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