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<br /> � `', :, �tlRROWER COVENANTS that Borrower is lawfi�Ity seised of the�tate fieieby oonveyed aad has the right to giant aad .�t " 4:° s `.:
<br /> '��-.; '',.� . s.. coavey the PtogPtty end tbat ti�e Pcoperty is uaencnmhered,e�cePt for encambranoes of reooN. Bonocver wartants and will t.e �* �;,a,. ..��<;,
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<br /> �:.�::'' .���r THIS.SECURITY INSTRUN�NT comhinc9�ifomu oovenants fos natioaai ase and non-uniform aov�ants wiih limited _
<br /> • � .,��' `S variations 6y jurtsdicaon ta oonstit�te a aniform securiiy inst�umeat oovering ceal property. . � �,°``', ���
<br /> �.-- �t.`�, UNI�QRM COVENANTS.Borrower sud Leader ooveuant afld agree as folIows: ,`; '"' -;, �•'„
<br /> z - • ,_' 1,�p�mett oY Pt�adpa! attd Int�st: Fr�a9��t and i.ate Cdafges. Eoaowea sl�all pmmpdy pay whe�n dne the r;'' t�
<br />:'4=`.::�.��%���`� pdincapal of and ia�oa the debt evideaaed by dt�Note and anY PrepaYment aad late d�arges due auder the Note. �i;:,;`� :`'`�. ` ;'
<br /> J � ,�.�r:,_`; 2.F�mds for Taxes and Iasur�ce.Subject w applicable}aw or w a wriueu waiver by I.eader.Borroaer st�all pay m .°�;w �; �
<br /> �Y . ,r,:: i.ender on the d a l+��Y P a Y m e n�aze due under We Note.aatii the Note is paid in full.a sam("F�mds")for.(a)yearly taoreg ,t..,`, � S � '�
<br /> ``�. �''''"� and�ahich way aitain prioriry over this Seouity Insdrume�as a lien oa the ProP�Y:tb)Y�Y�o��� '- - _:�� --`�.;,�'
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<br /> ?o,�r,,•_i:, os gmaad�on the Pnu�aty,if aay:(c)Yeaily ha�ard or propesty irauianoe pseaniurng;(ciy 9ear1Y 8oad"msmance preimams� � ��s Y ,�
<br /> � ; s< �:. '9f any;(e)Y�Y����P�iums,if aTry;and(�anY�P�Yabte by Borrower w Lender. in socordaace with :., 1 K,�. 4 Y�,Y�
<br /> '''- ":� ``� the pmnvisions af p�aragraph 8.in li�of We payment of m�ongage iusaiance p�s.These items dce cattecl'Escmw Ite�v.'. •�� b•- _--
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<br /> 5 . ` I.ender may,at soy time. colleFt�d hold Fands in an arn�imt�t to exoeed the maximora amount a tender for a federally .
<br /> �;,, £ ; r�atfd mnrtgaSe to�may�aire far Borrower's e,scrow naxonnt under the federal Rea!F.s�e S�tlement Procednr�s Act of �`y �t�`f Y __
<br /> ` . 1974 as amended from tirne to time, 12 U.S.C.S�xion 2601 et aeq. ("RESPA").untess anod►c,r law that applies w tf[e Fnnds ?,• .4 ,.�� ,�,._
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<br /> ; .f;=:'�':.'.:' " sets a lesser amomu.If so.Lea�der maY. at anY time.oolted aad hoId Fnrcds in an amnnnt not to exoeed the�amonnt. ., ::• : '•" --
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<br /> _,.;�•. ..:.:::;.;,�; L�dear may e�im�te the amonnt of Fands due on the basis of cauceoi dara and reasonable�timates of expendiaues of fumns � :,_F._�.;�.;;:z.
<br /> ` t��` '� Escrow Items or othe�vise in accozdaace witb applica6le law. • :"., `-
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<br /> � �°. '� The Funds sl�aU be heId in an iasEitut�on whose deposits aie insu�cd by a federal agenc.y. instrumentaliry, or entity �_� �,,' -��.
<br /> `.—,;�,g: (inclad'mg Leader.if Lettder is sacfi aa instimrio�y ar in any Federal Home Loan Bank.Leadet shatl apply itte Funds io pay the ..<..� .��,.,�-
<br /> - - �r'. Pscnow Items.Lender mayr not cLarge Bormwer for 6olding and applying the F�mds,annuaUy analyung the escrow acconnt.ot _ •4 .�-___
<br /> �4���'�'-�'�:''"�� - vcdfyiag the Fscmw It�ns,ualess Lender pays Barsuwer intaest on the Fimds and apptica62c law permits Exuder W make sach '��'�s:::;:%---" _
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<br />• f:�'�'_ :', �,: a c�arge. However.I.eudes may ceqai:+e Borrowes w pay a ona-time charge tbr an indepeadeut mal estate tax.�orting se�vire ,_�,�;:�
<br /> _� ase�by Leader in catmestiop aith this toan. nnless applicabte 1aw pmvides oihemise. Unless an agc+eemeut is made or m ,;'• �
<br /> applicabte law t�aires iate�est w be paid,Leader shaU nat be required to pay Bomawer�ny interest or eamings on the Fucds. °_ ;.,��
<br />,��;:•�T�..":,;�;. ;' $arrowet aad L�eader may ag�e ia wrniag.however.that intere.ct shaU be pa�d on the Funds.l.ender shall give w Bormwer. _ - _ -__--
<br /> - � - withauc chatge.an�aal accaimfwg of We FuQds.showiag credits and debits ta tiie Fands aad the paryose for which each ;:•;� _
<br /> :' �''', = debit to the Fonds was made.Tde Fands are pledged as additional secudty far all sams secured by dus Security Insovment ,��..';�`�:,;�—
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<br /> ',�n.<� ' • If the Fands held by Leader exc.eed the aawunts pemqtted w 6e held hy applica62e law.l�cader shall accowst to�Boirower '" "'°,:�' f'�-
<br /> •, ' for the excess Funds in acoordance arith We cequirements of applic�ble lavr. IP the amnunt of the Fuads hetd by Lender at aay .
<br /> f ' time is not suf6cient to pay thc Fscrow Items whea due.Lender may so notify Barrower in wr�dng.end,in sucb case BocroweR '. _----
<br /> � : _ '; -_:�.� .? shall paY to I.emdet the omouru neoessazy to make up We deficieacy. 8orrower shall malce up the deficieacy ia no moxe thati � -`_ --_
<br /> . ' `� �•:�� twelve moathly paymeats.a1 Lender's sole discretion. � Y —
<br /> . . Upon yaymem in fu11 of all sums secured�►y tbis Security lnsaumea� 1Rader shall promptty refnnd to Borrowa airy .� Y ----
<br />- ..�'� ,.;:.'� �` . Fuads heYd by Lxnder.if.under paragraph 21.Ler�der sha!!acquire or sett the Property.l.endee.pdoI t11 IhC.SCQUisili011 of S�6' ,,'.��: :"::r�:;�w
<br /> � ' •�� of the PropeRy.ahali aDPly any Funds hetd by Lrnder at the timc of acquisition or sale as a c�edii agaiast the sums.secnred by =
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<br /> .,y this Secusity tnsttument. : '�' -
<br /> �,-. - ' ` 3.Appticatton of Feym�ts.lJn9ess applicabte taw psovides otherwise.afl payments recelved by i eadsr ander palrag�aphs � `y
<br />_ . . l and 2 shaU be applied:first. to any Prepayment charges due wader the Note:second.to amounts payable ander paragwph 2; a'^. •.. .
<br /> �', .. ' .�; third,to iiaterese due;�fQUrth,co principal due:and tact,w any tate charges dae under the Note. • �� �{ -
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<br /> ' "�'� 4.Ches�;LtenaR Borcawer shall pay alf taxes._s. .c�r8es.fines and imposidoa4 atuibutabte to the Propeity - `
<br /> , ;, � � ahlch may.attain priority oves this S�uriry insu�u�ren�ar.d teasehoId payraeats or grotmd rents.if any. Barrower shall pay ��
<br /> ire �sa,:
<br /> . �.,•. ,.'. • . these o6ligadmis in the maiu�er ptovided in pmagrap6 t.os it noi pald in that manner.Borrawer shall pay them an time directty •cy � '
<br /> . to thc per�son owed payment.Borroaer shafl promptly fumish to t.en�der all notices of amaunts to be paid under tbis paragraph. . ,�.�• `.;:-�-::
<br /> •;.:
<br /> .. � IP Bonower makes these payments directty.Borrawer shall pmmptly fumish to LeMer reoeipts evideacing We�laylnents: '�.'•SF.'\V•j'�u:'•
<br /> . Borrower shall pmmptty discharge any tien which fias priority over this Secatity laswment nntess Borrower:(a)agroes in j � .� �'�°
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<br /> �vritin to the a meat of the obti tion secured the lien in a mararzr table to Lxnder;(b)contests in aod faith the lien " �'
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<br /> • '��"��•4" '� : by. or de€ends against enforcement of ihe {ien�n. leg,a! proceedings w� in the Lcnder's opinion oyerate to pteveat the .��'�,�.�::`�',.`:��'• '
<br /> . �.�, � eafonoetaeat of the lien;or(c)secures from the halder of the leea an agreemem satLsfactory to l,ender suboNivatiag the Ilen to � _ . ;• �`'
<br /> , � > - - this Security lnsmiment. If Lender de[ermine�s that any p�rt of ti�e Pro�rty is subjed to a fien which may attaia priority aver ' -�`�"-',
<br />; ;� ,: . . this Secusity lnsuumen�l.ender may give Bonower a notice identifying the lien.Borrower shull satisfy the lien or take orte or �
<br /> � � � � '1 ; rtco�of the actions set forth above within 10 days of ihe giving of notice. • �
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