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<br /> '` = � � {.�� - • S. Hazard or Property Ins�traace. Borrower shall keep the improvements rwa exi�ting ur herenttrr erected on L t� z�` E
<br /> �v :--� � y the Pcupercy insured agaia�t toss by�re.hazards included cv�ttun the term `cxtende�ooverage"nnd any uthet hatards. � �� _� �
<br /> ��-<: } t � including ttoods or 4looding.for wiuch Lender requires inaurance.This insurance shott�se maiatninrd in the aenaurts L YF C ,:
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<br /> ; ..� ::_ ..: .:.� :.�._ ssid fot the periods that L�end�r sequires.The insutance carrier providing the insurnnce shaH hn chnten hy Anrr�net .�`�: ,s-.
<br />_ .`�.�*:,-.''-:`�:.�: subject to L.ender's approval which stiall not be umeasonably withheld if�ornrwer tails ta�maintniee�ti��•etuge d�,crihed ``',��..;`+�:'.<;..
<br /> .,, ,` :- r >-t; above,Lender may.at Lender's o�stion.obiain coverage to ptotect Lender's rigAts in the Pr�(xrty in u4��rdanuc cvith �,° -
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<br /> ° � -= _ � =: All insuraace�oiicies and renecvais shall be sxepteble to L.cader aa�shai! inctude a standard mun�a�ciuus�. ;;.�:�'',:.. � ;:
<br /> " Lender shall have the right to hotd the�lici�s and tenewals. [t Ixnder requites. Dorrntv�sr shalt pram�stiy pvc tr� r =• " , _
<br /> � ;•�" `4:r:. ' Lender ali receipts of paid premiuens and renewa! noticea In the even�o!loss.Notrower shall givc�rumpt noti�:e to tha � °t ` <'
<br /> �'� � insusance carrier and Lender.Lender may make praof ai t�s it a�t ma d e prompt ty by Ilc�rrocver. `
<br /> < Unless Lender and Borrower atheraise agree in tivriting.insurance praceaR9 sh�it tje sp�►tied u.�t��ratum++s tepair ` ,_ t�� :
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<br /> ' ��� of the Pro�rty damaged.if the restaration ot repair is economiceliy feasih}e and lxtsder�se�urity ia not Ir-ceened.li the �` ,r_ ° _'
<br /> ` �;�:.kt= `.:'; rescoration or repair is not economicatty feasible ot Lendes's security Nauld�e lessened.the iasuron��pn�ceeds�hnll t+e . .
<br /> �`:%•'`: :.."�'�-��"` ;:- apPlied to the sums saaited by this Security Insitument.wiiether or nai then due.with any exces�s aid tu 1l��noaer.If , . ':•�',. `
<br /> ".. ��� Bortower abandons the Property,or do�s not anstvet withia 30 days a notice irom Lender that the t'pt�istrroiece�sr►ipr ha4 ,,F�Y:t:s a •.
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<br /> ..- {. . �-� oifered to settle a ctaim, then l.ender may collect the iasurance pmaeds.L.ender mey t�se the n�rceds to tcpoir ur r p.. •:;•;:`•=.
<br /> -' - -:`�" '''' restore the Property or to pay sums secured by this Security Inscrumen�whettter or not then due.'�'ho 3Q'day period�viti r . . ,
<br /> � `'s; begin when the notice is pven. . �` Ae:
<br /> `�`� . linless I.ender and Hurrowet othernise sgree in writing,any epplication of proceed.9 t�►pr�ncipal stinll nc►t e�ctend ot t '.. t : ,
<br /> x -�, -`�` posipone the due date of the mantiilY paYments re4erced to in paragraPhs 1 and 2 ot change the am��unt ol the pay�ents. R '_ � ;.
<br /> .� �_ ;�' If under paregraPh 2l the Property is acquited by L.endet.Horrower's sight to any insurenco {H,licirn und pmceeds . , ��. :
<br /> _ •.;;��. resulting from damage to the Property prior to t he acquisition s l�a l l pass w L a t d e r t o t h e o�t t e n t u t t h o���m s r u xu red b y .V< Fk _
<br /> ' this Securitp Insteument immediately prior w ttue acquisition � ��``'
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<br /> 6. 7ccap•ncy.Preservat�oa,Maintenanceand Psotectioa of tbe Aroper�Y:Betrower a l,aau A�plication; :�
<br /> `'�': - '`'��r� Leasehotds.H..,rower shall occupy.establish.and use the Property as Hosrower's principal a.sidence witAin a�xty days '.; �
<br /> �" ``'�� after the execution o4 thia Security Insttument and shaU contisue to occugy the Property as 8utro�ver F �rincipa! �.� .,•. h�
<br /> � ��'� residence fot at lesst one year aiter the date oi accupancy.unless Lender otherwisa agrees in svriting.whict�cunsent st►att � _ _
<br />; ::."��.:z:...�:.;. .:��`'_:. not be unreasonably withheld.or imless extertuatingcircumstences exist which are beyond Bo�ower's c;cwntral.E�rnfn�r �� .
<br /> r �.t' f,�=�. shall not destray.damage or impair the Propetty,allow tha Property to deteriorata.or wmmit�vaate on tha Property. _�b'� � �
<br /> Borcocver shall be in default i4 any forteiwre action os proceeding.whether civil or criminal.is begun that in L.etsdet's �__
<br /> t �:- ��' good faith judgmes�t could result ia fatfeitute oY thG PrapeKy ar othercvise materialty impair the lien created by this __ �
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<br /> �� -�.;:"�: Security Instrument or Lender's securitq interest. Borrower may cure auch a de4su{t and rein.gtatc;os pravFdrd ta � ,
<br /> ' � � ° r �;;- paeagraph 18, by causing the action ot mceedin w be dis�rnissed with a ruling that. in [.ettder's �ood tsith ` o� _
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<br />- d etermma tion,p r e c i u d e s t o r f e i t u r e a f t h e B o n o w e P s�'�a t e r+e a t i n t h e P r o p e r ty ot ather mateeial im p airment of tho lien � f�,° _�"=
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<br />- ,�� :�ry�.r• created by this Security Iustrument or Lendet's s�ecurity interest.Borrower ahall also be in detault it Aortower.daring ' �
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<br /> ' `' the loan application pracess. pve materially false ot inacaurate in4atmadon or sta�emente w 1�►d�r {ot fiaited w Y
<br /> ' ptov�de Lender with any material information) in cannection with the loan evidenced by the Note.including.hnt nat ; ��_
<br /> ',� limited to,representatians coacerning Botrower's occupancy of tDe Propetty as a priacipal residenca.If this 3ecurity � _
<br /> ���.?: Instrument is on a leasehold.Borrower shail comply with all the provisions of the tease.If Hotrower acquites tee title t� ; .�.+ .f',..!.�' `
<br /> � �`"` the Prdperty,the leasehold and the Pee titte shatl not merge untess Lender agrees to the merger in writing. _.°: � �:
<br /> - °.�ti:: 7. Protection oi Leader s Rig6te ia 1Qe Property.If Bonoaer falls to perform the covenants and agreements '.r,:�:;. � �:
<br /> , , ;:� contained in this Security Instrument,or there is a legal proceeding that may signi�cantiy atlect Lender s righ�s in tha ,_
<br /> �, �� - Propecty (such as a psaceeding in bankruptay. probate, for wndemnation ar 4orPeiture ar m enYoice Iaws ot "
<br />'4�� �' . �� " ���`�> regulations),then Lender may do and pay for whatever is nece�sary to protect the value of the Property and L.ender s ` " .; �N=_
<br /> . . rigt►ts in the Property.Lender's actions may include paying any sums secured by a lien which ha.g prionty nv�r this �•��;
<br /> Secutity tnstrument,appearing in coutt.paying rea5onable attorneys fees and es►tering on the Propeety to make repairs. ��.
<br /> � {:.:� � �� Although Lender may take actioa undet this paragaph 7.Lender does nat have to do so. � � _ -
<br /> ` . . � . ��;�!` Any amaunts disbursed by I.ender under thiaparagraph?sha11 become additional debt of Borro�ver r,ecured by ttua . ,. .,�:
<br /> �`� "- '�- - - �- ' Security Instrumen�Untess Borrawer and I.ender agree to other terms ot p3yment,these amounts shall bear interest � �.; �: .-`
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<br /> -_ _ .,.:,; from tha date of disbursement at tha Nota tato and shall ha payable.with interest.upon notice fwm Lender to Horrower . :,
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<br /> ��;�,�:,��. •$.Martgage Insurance.tf Lender sequired mortgage insurance as a condition of making tt�toan secured by this
<br /> { . '' �;;: Security Instrument�$orrower shall pay tha premiuma required to maintain tha mortgege insarance in eifect.�4,tor any �:.'+_:'..�;:",;, _�
<br /> � � reason.the mortgage insutanca covesage req�red by Lender tapses or ceasra to be in eYtect.BortoHer shall pay ti►e
<br /> '_� �� .`; ptemiums required to abtain coverage substantiaUy equivaleitt to the mortgnga insuraace previousty in efirt:t.nt e c�►st
<br /> - , � � �..�_;;�. substentially equivalent w tha cost to Borrower of the mortgage insurance previously �n etfect. from an aiternate : _` ,
<br /> _ • � � +' mort g a ge insurer a p proved by l..ender. If substantiaUy equivelent mortgage insurance coverage is nut available. . ;
<br /> ' Ii�rtowet ahall pay to Lender each month a sum equal to one-t�velfth ot the year ly mortgage insurance pre mi u m b e i�g ,
<br /> � :r paid by Honower when the insurance c+�verage lapsed os ceased t�be ln effect.Lender tvill accept,use and retain th�5b ,
<br /> � ' paymenta as a tass reserve in lieu of mortgage msurance. Loss reserve payments mey no langer be reyu►recl. ''�,; . •. �
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