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202002975 <br />advanced. All future advances are secured as if made on the date of this Security <br />Instrument. Nothing in this Security Instrument shall constitute a commitment to make <br />additional or future advances in any amount. Any such commitment must be agreed to in a <br />separate writing. <br />C. All Debts. All present and future debts from Brian M Harrenstein to Lender, even if this <br />Security Instrument is not specifically referenced, or if the future debt is unrelated to or of a <br />different type than this debt. If more than one person signs this Security Instrument, each <br />agrees that it will secure debts incurred either individually or with others who may not sign <br />this Security Instrument. Nothing in this Security Instrument constitutes a commitment to <br />make additional or future loans or advances. Any such commitment must be in writing. <br />This Security Instrument will not secure any debt for which a non -possessory, non -purchase <br />money security interest is created in "household goods" in connection with a "consumer <br />loan," as those terms are defined by federal law governing unfair and deceptive credit <br />practices. This Security Instrument will not secure any debt for which a security interest is <br />created in "margin stock" and Lender does not obtain a "statement of purpose," as defined <br />and required by federal law governing securities. This Security Instrument will not secure <br />any other debt if Lender, with respect to that other debt, fails to fulfill any necessary <br />requirements or fails to conform to any limitations of the Truth in Lending Act (Regulation Z) <br />or the Real Estate Settlement Procedures Act (Regulation X) that are required for loans <br />secured by the Property. <br />D. Sums Advanced. All sums advanced and expenses incurred by Lender under the terms of <br />this Security Instrument. <br />5. PAYMENTS. Grantor agrees that all payments under the Secured Debts will be paid when <br />due and in accordance with the terms of the Secured Debts and this Security Instrument. <br />6. NON -OBLIGATED GRANTOR. Any Grantor, who is not also identified as a Borrower in the <br />Secured Debts section of this Security Instrument and who signs this Security Instrument, is <br />referred to herein as a Non -Obligated Grantor for purposes of subsection 7(d)(4) of 12 C.F.R. <br />1002 (Regulation B) which implements the Equal Credit Opportunity Act (ECOA). By signing <br />this Security Instrument, the Non -Obligated Grantor does convey and assign their rights and <br />interests in the Property to secure payment of the Secured Debts, to create a valid lien, to pass <br />clear title, to waive inchoate rights and to assign earnings or rights to payment under any lease <br />or rent of the Property. However, the Non -Obligated Grantor is not personally liable for the <br />Secured Debts by virtue of signing this Security Instrument. Nothing in this section shall be <br />construed to modify or otherwise affect the Non -Obligated Grantor's obligations, if any, that <br />were separately made with Lender in a separate agreement and duly signed by the <br />Non -Obligated Grantor in the context of that separate agreement. <br />7. WARRANTY OF TITLE. Grantor warrants that Grantor is or will be lawfully seized of the <br />estate conveyed by this Security Instrument and has the right to irrevocably grant, convey and <br />sell the Property to Trustee, in trust, with power of sale. Grantor also warrants that the <br />Property is unencumbered, except for encumbrances of record. <br />8. PRIOR SECURITY INTERESTS. With regard to any other mortgage, deed of trust, security <br />agreement or other lien document that created a prior security interest or encumbrance on the <br />Property, Grantor agrees: <br />A. To make all payments when due and to perform or comply with all covenants. <br />B. To promptly deliver to Lender any notices that Grantor receives from the holder. <br />Brian M Harrenstein <br />Nebraska Deed Of Trust <br />NE/4XDJUNKER00000000002104067042820N Wolters Kluwer Financial Services ©1996, 2020 Bankers <br />Systems TM <br />Page 3 <br />