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2001086"76 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />(Seal) <br />WILLIAM J BAK R - Borrower <br />OC.a.�CJ OYL&LZ ., * , 78CCJQL01) (Seal) <br />LADONNA M BAKER - Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />03- 15228927 <br />(M-6(NE) (0005) Pella 14 of 15 Form 3028 1101 <br />