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200009429 10. To borrow any sum or sums of money on such terms and with such security, whether real or personal property, as my attorney may think fit, and for that purpose to execute all promissory notes, bonds, mortgages and other instruments which may be necessary or proper. 11. To carry on any of my business and in connection therewith to have the same powers of dealing with stock, capital, and effects, and of entering into business engagements, of increasing or diminishing capital, and generally of transacting the affairs of any of my business as I myself have or should have. 12. To engage, employ, and dismiss any agents, clerks, servants or other persons in and about the performance of these presents as my attorney shall think fit. 13. To vote at the meetings of stockholders or other meetings of any corporation or company, or otherwise to act as my attorney or proxy in respect of any stocks, shares or other instruments now or hereafter held by me therein, and for that purpose to execute any proxies or other instruments. 14. To exercise any powers and any duties vested in me, whether solely or jointly, with any other or others as personal representative, administrator, or trustee or in any other fiduciary capacity, so far as such power of duty is capable of being validly delegated. 15. For all or any of the purpose of these presents to enter into and sign, seal, execute, acknowledge and deliver any contracts, deeds or other instruments whatsoever, and to draw, accept, make, endorse, discount or otherwise deal with any bills of exchange, checks, promissory notes or other commercial or mercantile instruments., 16. To pay every month such sums as necessary to meet my ordinary household expenses, and also in the discretion of my attorney to pay such charitable subscriptions as I have been in the habit of paying (and to make such other payments by way of charity as in the circumstances my attorney shall think that I would make if I were present.) 17. In general to do all other acts, deeds, matters, and things whatsoever in or about my estate, property, and affairs, or to concur with persons jointly interested with myself therein in doing all acts, deeds, matters and things herein, either particularly or generally described, as fully and effectually to all intents and purposes as I could do in my own proper person if personally present. 3