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20200203i <br />MIN: 1001040-8810319639-8 Loan #: 8810319639 <br />CONDOMINIUM RIDER <br />THIS CONDOMINIUM RIDER is made this 1st day of April, 2020, and is incorporated into and <br />shall be deemed to amend and supplement the Mortgage, Deed of Trust, or Security Deed (the "Security <br />Instrument") of the same date given by the undersigned (the "Borrower") to secure Borrower's Note to <br />Bank of the West, a California state banking corporation (the "Lender") of the same date and covering <br />the Property described in the Security Instrument and located at: <br />123 N LOCUST ST APT 604, GRAND ISLAND, NE 68801 <br />[Property Address] <br />The Property includes a unit in, together with an undivided interest in the common elements of, a <br />condominium project known as: <br />Yancey Condominiums <br />[Name of Condominium Project] <br />(the "Condominium Project"). If the owners association or other entity which acts for the Condominium <br />Project (the "Owners Association") holds title to property for the benefit or use of its members or <br />shareholders, the Property also includes Borrower's interest in the Owners Association and the uses, <br />proceeds and benefits of Borrower's interest. <br />CONDOMINIUM COVENANTS. In addition to the covenants and agreements made in the <br />Security Instrument, Borrower and Lender further covenant and agree as follows: <br />A. Condominium Obligations. Borrower shall perform all of Borrower's obligations <br />under the Condominium Project's Constituent Documents. The "Constituent Documents" are the: <br />(i) Declaration or any other document which creates the Condominium Project; (ii) by-laws; (iii) <br />code of regulations; and (iv) other equivalent documents. Borrower shall promptly pay, when due, <br />all dues and assessments imposed pursuant to the Constituent Documents. <br />B. Property Insurance. So long as the Owners Association maintains, with a generally <br />accepted insurance carrier, a "master" or "blanket" policy on the Condominium Project which is <br />satisfactory to Lender and which provides insurance coverage in the amounts (including <br />deductible levels), for the periods, and against loss by fire, hazards included within the term <br />"extended coverage," and any other hazards, including, but not limited to, earthquakes and <br />111111111111 <br />1 <br />1111111 u <br />1 <br />* 8 8 1 O 3 * <br />MULT STATE CONDOMINIUM R DER—Single Family—Fannie Mae/Freddle Mac UNIFORM INSTRUMENT <br />Mortgage Cadence Document Center ® 3202 01/14 <br />'1: <br />11 <br />1 <br />1 <br />1 <br />V <br />NDR11111 II <br />DR* <br />Form 3140 1/01 <br />(page 1 of 3 pages) <br />