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MUSSY TO <br />After Recording Return To: <br />Bank of the West <br />Post -Closing - NE-BBP-LL-P <br />13505 California St. <br />Omaha, NE 68154 <br />T. <br />Prepared By: <br />Brenda Nordling <br />BOTW Primary Ops Center <br />13505 California St <br />Omaha, NE 68154 <br />m <br />C7 <br />• <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />DEFINITIONS <br />MIN: 1001040-8810319639-8 <br />Loan #: 8810319639 <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are <br />also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated April 01, 2020, together with all <br />Riders to this document. <br />(B) "Borrower" is ANDREW COLE JOHNSTON, A SINGLE PERSON. Borrower is the trustor <br />under this Security Instrument. <br />(C) "Lender" is Bank of the West, a California state banking corporation. Lender is a <br />Corporation organized and existing under the laws of THE STATE OF CALIFORNIA. Lender's address <br />is 13505 California Street, Omaha, NE 68154. <br />(D) "Trustee" is Bank of the West, a California state banking corporation, 13505 California St, <br />Omaha, NE 68154. <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that <br />is acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary <br />under this Security Instrument. MERS is organized and existing under the laws of Delaware, and has <br />an address and telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated April 01, 2020. The Note <br />states that Borrower owes Lender FORTY EIGHT THOUSAND AND NO/100 Dollars (U.S. $ 48,000.00) <br />plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt <br />in full not later than May 01, 2050. <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in <br />the Property." <br />111 1111111111 1111111 ilii <br />* 8 8 1 0 3 1 9 6 3 9* <br />NEBRASKA—Single Fam y -Fannie Mae/F eddie Mac UNIFORM INSTRUMENT <br />Mortgage Cadence Document Center ® 3027 01/14 <br />1111 1111111111 I 1111 <br />* M C MOR T D O T* <br />Form 3028 1 01 (page 1 of 14 pages, <br />ON IN3WI1a1SNI SY 03I31N3 <br />