__ rAtM
<br />ptepsy tyi
<br />knoww_ ill
<br />- to
<br />me ilte u
<br />not be
<br />Y1Cp
<br />-..-(� Rj ADDITIONAL TERMS
<br />ID A A .O 1 !r NANCF. CHARGE: Even though I do not have to pay more than the reguhir schcfhahtd monthly paynt
<br />ammnt owing to We in full at any time or in pall from time to time. If the lending institution that buys on contract computes this i
<br />ehwIte will be less if I matte an cult' payment, and it will be higher if 1 Fay late; l alsvv rcco nve thai AVVY necessary adjustment
<br />.ted in my final bill; l also know that the amounts shown on the reverse side for the Finance Chargo, Total of Payment., and the
<br />assumption that you will receive each of the payments exactly on its due date. and I know that there well be no refund it 1 ptrl
<br />am eparged on a trail!• basis. If the fending institution dots not compute the finance charge dailyy. and I 1 pre pay the whote aim,
<br />ion of the finance charge (interest) by the accounting procedure known as the actuarial tttethod; and the amount of my rcbste w
<br />nts of my monthly payment acrd not on the actual dates and amounts of the prepayments that I pay to you. I know that a mfur
<br />val'at. , prepay the amount 1 owe you, in full or in put, at any time. if 1 make a partial prepay men►, 1 must continue
<br />it all atmiama owed.
<br />uT' ' ABOUTWARRANTIES: (*)SELLER HEREBY DISCLAIMS ALL WARRANTIES, EXPRESS
<br />TAiRI AND FITNESS FOR IA PARTICULAR PURPOSE ON ALL GOODS AND SEAVtCEB U
<br />r ,. ,c•rr;lilf�yfYSF.ti�',i ; :'�s..
<br />1 have the right
<br />�V charge daily,
<br />ny total finance
<br />al Sale Price are
<br />because there is
<br />you will refund
<br />k figured on the
<br />f less than S1.00 t
<br />nake my regular
<br />)R IMPLIED,
<br />SS SELLER -
<br />UYER A $EPIRRATEtMRITTEN LIMTTEDWARRANTY OA SERViCECONTRACT MADE BY ELLER ON 1T9
<br />nC :lltt6r Its) I Rsv real. in datme. the separa :.• "t.l lfiEll WARRANTi" which accoropa�ies thu contrsci. U expluns the condipo and cireumvtances in
<br />the ttnmVhIctured Is will be repaired of replaced. 1 take notice of the limitations on the warranty, and I pparticulariv mco •nize t t any implied warranty
<br />' : r oral, q to the &oasts ass vNy as long as the ixatiantj or service contract. lc)1 Rave mad, in vk tax, the se [e "LIA1ffED INSTAL ATI WARRANTl "'which,
<br />- rttadc, aceottipanits this con t. It explains the ccxtdiiwns and circumstances in which ttte ����_a_t�a_�i� M'the siding, s,dinbb• attessorics, gutters will tr rcdrne.
<br />notice of the limitations on warmly. and I particularly recognize that any implied warrant eh applies to the installation tuts onl, as long as tlx ware my N
<br />Contract.
<br />lMt)1E0 WARWITt4 my ON if�utelai» a�aihtt In K yoet asslgell SbaN M Ii21tN to iiglts AM feolNils eeNr
<br />WARRANTY yN extew to me at t tam I sir dais Contract. lh extba(ae 110ts anal resellies aMtr the wallsity shall IS in lieu e1
<br />at in K is gaily, where rllitb 1 Iicablet hate low.
<br />All MANUFACTURED WINDOW. PRO ARE NOT GUARANTEED AGAINST CONDENSATION, MOISTURE FORMATION OA FROST. F
<br />CORROSION DUE TO ADVERSE CLIMATIC ONR1110MS.
<br />IN o. READ THE SEPARATE ,,% T UNITED WARRANTT' WHICH IS A SEPARATE WRITTEN INSTRUMENT PERTAINING I
<br />THE PACESETTER CalipagATiONi AW WHIG "LIM11T0 WARRANTY" HAS BEEN DELIVERED TO EACH RESPECTIVE DUPER IN COI
<br />11 TEAR LMIITED� WARIMM AND THE FORE 1G PMANIOIIS REGARDING CONDENSATION DO NOT APPLY TO SIDING.
<br />Fertltt, The Pacwtter Ci ON NO REPRESENTATION OR WARRANTY OF ANY KIND OR NATURE WHATSOEVER,
<br />THE ENERGY SAYINGS I CNIA O MY ACHI BY USE OF THE PRODUCTIS). 1 tiWorstaed tint cep ellorggy savings I iRay
<br />factors. locloft bet IIif [Indian Irr. the typo. Allfntity old imality of taselati" in my bong, the particular size aM
<br />coidlectioe of fay Mice, cry lardular life styZthe IwnMr of openings in act how, propor eloltitoltal of trtorlso �f
<br />of n ettle
<br />n. N d own the typo of MW c Ter bating wil air cowitilalllg INIVIo s,
<br />\_, .
<br />is 11 slut
<br />rights or r
<br />BARE NOT GUARANTEED AGAINST
<br />MMIUFACIURED PRODUCTS OF
<br />WiTH THIS SALE. PACESETTER'S
<br />RESS OR IMPLIED, WiTN RESPECT TO
<br />Inc Is diMedenl upon a mokor of
<br />01 a how, the typo of iteality of
<br />Is, climatte colldl ons,and location
<br />-_ -- _IAII -ORDEM (vf3QDS:1 kmu rSiaG swu bar - e!1xe *:d my house and its opertings so that you can make the acts to fit my particular house and that the goods
<br />"will not fie. u3r ether hor'�, •sr G I, w that s � t cancel, this (rontract at any time after the period of Z given to me b. Taw in which to cancel. After that
<br />_ = pent, of time, [ linow tbal t' heft fi`.e obligation to you is tm)) the amount owed.
<br />;.i„- !vet- NC7F?. rIT.QTe THE FS IllxNCE CHARGE: The arnro charge (interest) is estimated to scan with' 30 days of the date of this contract, except in the event
<br />-- ' -: :`= imri'ation of the goods and services on anot date, then the f inan e,07mge ( interestl will be n to nto on the date that I sign the Completion Certificate.
<br />amount of tinartce charge (interest) may be more or less the amount disckisci: depending on the unts 1 pay you and my timeliness m making payments.
<br />tGATUIN4 PERIAIMG TO PROPER'iti INSIURAN AND MY RE,4L 16`3' M: I. 1 ptotni to keep my house in good repair and keep it insured for at
<br />9D% of its replacement value by Qyying a fire auY e� tended c vetage insurance r.OhN.. The insu rompany must be approved by ?ou, and the Ucy must have
<br />- beneficiary clause which says that yin :are to be }, d' If there is a ss. ate insur nr ,: va gdny must a that it will not cancer my potty without first teUmg you.
<br />the insurance company tai rte, 3,4;,d',rec�� F far any loss. 1•o (Zr. .Moose to =;c :t1is insutane yment to either repay any sm iwis.1 owe you or to repair my
<br />`.= I. have the option of provrdtc� ti=pr ^t" utavr!me through an es • rt a pvlwy or zrwugh a poiicv ta��endently obtained and paid tvr!+y me. 1 also promise that
<br />_Yli. mat allow anyone else to place=; .2 out• MqJ 1 as estate wtthuel Q1 =wntten p�meission. 3. I' remise to pa a!1 assessments and other charges on my real
<br />when due. 4.1 protr»se to timely r.:akc Z ivai,raaats on my prior 1 �s secured b_v my real es e. l also th wi not extend, renew or change prior loans
<br />f �your written pt emission. 5. If 1 do not ins at _ m. louse or fulfill m - other oblig�ans to my al estate, en yo do i forme if you want (but you do not have
<br />lf you do pay any of these obhgarians for roe. Q 2 ^te to pay you bas n demasI plus rote st at the hi ghe t law con t rate of interest. Unrl b Lnay you back.
<br />amours +s well be added to my debt to you which is secured by my real fate and house. 1 ow that if y decide insurance for me that you sYo not have to
<br />_. ' -- any ttorreeowteer or liability insurance. v
<br />=_err f>t :wiig: I hereby grime, bargain, sell, convey and nonpQage to ever, as - ortgageo, my 1 estate and house located at in "A " designated on the other side
<br />'uric l'OnII8C1 >3 SCCYrIty fur ail uaou,iia tae to ji,ir tari,ar ini5 Iru.wii,.:,n ° �anir•"'
<br />_ - ON SALE: If 1 sell, lease or give my house to anyone before 1 have It ly poi all 1 ow under this contract, yo an 91h at 1 owe under this contract payable -- ii:.�,1 will be in default tinder this contract if: 1. 1 done make a payment who d or ?.1 break any promis m i this contract; or 3. S nnething else
<br />-- =_ - which causes you to believe in good faith that I do not intend to pay you as pro sod; or 4. 1 defauIIon any o i t i I am u ing my hem, z,.s.aollaterak
<br />I. Something happens to my house which threatens your rights, i+i nay, in it.
<br />..i i#vCITnN COSTS: If 1 am in aetmft of this contract and you de, d full p me . I understand that you have the right to foreclo a mortgage 1 have giver ra
<br />and to love my house sold to mrot's any amounts i ow•e you. Befo r-y hou s sol ou will do all that the law re tares. 1 ors that if you hire an art =ey
<br />=-_mot you fa the enforcement of A 7u rights, including the sale of my stouse or awsuit. agree to pay you for reaso ! atto y ' fe m, fur outer related expenses
<br />as court costs, beet starches at 4 money you expended to protect my hou . if vcu allowed to collect such ants I
<br />_nck RIGHTS: Vni .'aa choose not to enforce acv _-L.t`e rights under thi ontrx c as p. as you want without I , .e v - delay errf»r ir",2 ar-y of the
<br />without losing ih r - Y-ou can also use any ri vs yew or to the fist given za i:t,. b� w
<br />: -ays,1 know that a,u¢ vial tans y�ut best efforts to i1;Ka11 the pprr��ddv rs am par �aasst. ..aa m house. but 1 also toile. a ri -dr,x ui seat sa aa^ons +•oar may encounter
<br />t -At are caused 6l; s&dces, weather conditions, relays you hake i tti>* g rnak a >. or other reasons that ate iaept3nd ?orS ca r^i: 1 wiiI iot bola you liable
<br />such delays.
<br />•�,_� a' FOR Fk-LL PAYW -N e': 1:' 1 am in defaia, under this co ct. you. car_ data., all that .J!A. ualsrr the c 'pct payable a: en:. 1 agree to pay you interest
<br />:.`:at amount at. tier zaximum cenaaCris rate alrmaay by law unti he amoonr G aWe ?'a_ :s paid. I ',r, iC�au t't2t ?,•au :as foreclose the mortgage 1 have given to you.
<br />-- a wi a-MV. r. 1:[ L leave a dispine or claim with yoic concemin the quantity, qua0l, •.r. per.
<br />and Er e vraiSa s, C w�derstand that m dispute crag be submitted
<br />and settled acvmdi — ro the inediacian- arbitration program tha ay has a des ero?,pe.i. J,, rm comstvni.N. ' aNc- krwT,. ire. a _y decision made by an arbtraierf si would be
<br />= in the cot.. -r'! avtng junsclk, M over me and you. -
<br />rVA —M-P VALUE:I know that dze w4ldows, woodwork. si ng• brick an4other materials that have to removed by you for this inssX, on have Ntt savage value.
<br />oo remove them. you can haze them for whatever p 3.434, war!:.
<br />uaL Sl'['k ATIONS: Due to the uniqueness of tom of the pore, S:uy--; that you sell. I understand that in ial 5:ss26ons your Regfimal Office may have to review
<br />this a-+ryraet. I also undc.. •..tared that this.sak - cutred in my Lmme and that you and 1 may not have h d ali t r ._2rrect information important w rbi.s transaction
<br />our frngerups:.6 gve you my consent to cerre+_r. tart' tibvious errors that may have occurred when the blanks in ttu . zimiract were completed.
<br />- ...;.ID PRONMONS: if any provision of th1% + �tzZ t violates the law and is unenforceable, the rest of the cottrr:r a ill N valid. If anv part of rhL• Vint : r irqutre,
<br />_ of more interest than the !aw permirs..rbi a+ •;u %% ill Doty have the right to fallen front me the amount ttL ^rle,t which the law allows you ua.47rdect
<br />-= m UTENFSS OF TM CONr• RACT. comet can oats} be changed if both you and 1 agree in vvritin
<br />NOTICE
<br />ANY HOLDER OF THS CO UMER CREDIT CONTRACT IS SUBJECT TO ALL C IMS AND m�ISES WHICH THE
<br />_ - COULD EITr 90 NST THi!1= SELLER OF GOCMG OR SERVICES OE1TAtN4 PURSt ANr.HERSTO OR. TN M- +
<br />HE PROCEEDS tr ERECIF. COVER`6 HEREUNDER BY T(i'.IE GESTOR SHALL NOT ME& EED AINOUNTE MAIM BY THE
<br />HEREUNDER..
<br />__iz CE CANCELLATrON, f 1 have requested insurance in this purchase. f ran} cancel suds Innjuest for insurance for y re son within fifteen (15) days `rnm
<br />date of this contract by norifyi you or the holderof this contract in writing. i know that the canaLlhuiaan of my coverage will atrIn#vA'with the insurance carrient)
<br />a full refund of my prerruu s) together with applicable finan: i charge will he credited ro this umtract.
<br />EASE NOTE: If 1 have ted insurance in this ppurchase. I will receive within thirty 130 i days a certificate of instimiaze more fu describing the insuirmce coo emkg.
<br />know that if there is any co ict in the coverage orthe language of the certificate of insurance and the following Notice 017roposed surance that I am coveted only m
<br />extent stated in the of ing Notice of Proposed insurance. I also know that 1 have insurance coverage only if 1. have been ch for it.
<br />NOTICE OF PROPOSED INraURANCE
<br />1 take notice tha ither Credit Life or Credit Accident and Health Insurance. or both. will he applicable to this Installment Sales Con t on the reverse side netll' If
<br />have chosen it by rgning the request for such insurance. This insurance will only corer the person signing the request at the cost for ea type of insurance shoivn.
<br />to accep by the insurance company, the mwrance will be etfecti +e is o' todw and will continue only for the number of months a r the effective date equal
<br />= number monthly payments. 1 understand that this particular insurance may not provide coverage for my last few payments. and that d 'ng that period of Iftne l'
<br />"na have y insurance coverage All benefits and proceeds of the insurance vv dl use pa:d to oar or to a financial institution if it purchases t} a Ins llment Sales Contract
<br />- the exte of its interests and any balance will he payathle to me. The Intuit amount of Credit Life insurance is the amount required to repay i e Total of Payments;
<br />the insurance decreases 6) the amount of each monthh payment on a scheduled ?n day ha,i,. If 1 am iomtl% obligated on the lastalllmcnt ales Contract wnh
<br />C jet_ and are have both signed the request for Credit Life Insurance. death benefits will be ray,ihic ooh sv ith rc,pect to the fr,t one of us I,• die Su ect to exclusions.
<br />- . (,r waiting period stated in the insurance por:c% or certificate. Credit Accident and HcAb lasurance t, for the heneirt amount of I Ytth.)f each onth% ppayment
<br />°-each day that 1 am inially disabled due to an injun or,tckne%% while 1 owe any payment to you; however, 1 under,tand that 1 ha,c to he prevented fm workinc due
<br />such total disability for more than fourteen (14) consecutive days before the insurance beriejit is aiJ.ba:K to The first day of m) tot.il Cisahility 1 also ow that 1
<br />-- obtain any insurance from yea if 1 am over 65 years of age today, and I also know that tau lasurtmce coverrage provided to me may contain a axintum
<br />of tottraw which Kitl trot pay In some cases. the entire amount that 1 owe you. Due to the nuntimum amount of covcrace stated it the insurance lrcy. l
<br />W that any unpaid amount in cwe,s of the m,unn, a ,. ver.ice w i!1 still have to he paid If the Installment Sales Contract is prepaid in full prior to the last p nt
<br />any unearned insurance premtun:s „t ;; h,; red vrded to me in Inc uranner pnescnbed tw law Within thirty 00i days, I will receive the certificate of in,urm, a •m
<br />_Ig 1% desvnhing in% insurance co•,cc.Wt:. If the insunnee is not avceprcd by the insurance .omp,in). 1 w ill receive a refund -f r.o-,. I•r: in :un :, I have raid
<br />4.
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