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202001895 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />STATE OF NEBRASKA, <br />Darin M Erbes <br />(Seal) <br />-Borrower <br />Kira A Erbes <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />(Space Below Thls Line For Acknowledgment] <br />Hall County ss: <br />On this 26 th day of March, 2020 , before me, the undersigned, a Notary Public <br />duly commissioned and qualified for said county, personally came <br />Darin M Erbes AND Kira A Erbes Husband and Wife <br />to me known to be the identical person(s) whose name(s) are subscribed to the foregoing instrument and <br />acknowledged the execution thereof to be his/her/their voluntary act and deed. <br />Witness my hand and notarial seal at Grand Island, NE <br />in said county, the date aforesaid. <br />My Commission expires: DeC i„,„,e 11�) ? 2 <br />A GENERAL NOTARY • State of Nebraska <br />IRVIN J. REED <br />r' -r' My Comm. Exp. December 17, 2022 <br />Loan Origination Company & NMLS Id: Charter West Bank - 466077 <br />Loan Originator & NMLS Id.: Roberta L Reed - 491146 <br />NEBRASKA- Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1101 <br />Laser Forms Inc. (800) 446-3555 <br />LFI #FNMA3028-MERS 9/11 Page 13 of 13 <br />-Notary Public <br />