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89104636
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10/20/2011 9:47:52 AM
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10/20/2005 9:56:38 PM
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89104636
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89".104636 <br />If Lower required mort`ye insurance as a conditintn of making the loan Mired by this Secaarity Instrument. <br />Borrower sha Piir-tlK piasattioTnM few, w go maintain the hmatance in effect anti) such time as tbe. raryiremeru for the <br />insurance termisatesi iawttoeitrotwjti�>hcratr+rer's sand! psdaErirw�itttrt sgreetttent arslsplicsbtetaM. <br />9. 1l gk9k a: Lander air in seat easy make reaaanable entries upon and inspections of Tire Propaty. L+etrdtr <br />shallgiveBoirom inetioeatt he dint *for prior toan inspection spaying ressoaable cause for theinspection. <br />!. Cetaittttttta gm TU proeaedaofhay award of eLinfor damages, 4irect or consupmiai, in cornoctiotn with <br />any condemnation or otber'talriag of any part of the Pmpetty. or for conveyance in lieu of condemutiotn, are hereby <br />assood award %MH be paid to I <br />Inn the event of a total tatkis of tine Property. The prooseds %!sell be applied to the sums sei wed by this Security <br />Instrument. whether or not then due, with any excess paid to Borrower. In the event of a partial taking of the Woperty. <br />uWm Borrower and Lender othrwise agree in writing, the sums secured by this Security Instrument shall be reduced by <br />the amount of the proeeels raulroipied by the following friection. (a) the total amount of the sums secured immediately <br />before the takin& divided by (b) the fair market value of the Property immediately before the taking. Any baknce shall be <br />paid to Bon�o+rer. .. <br />If the Property is abandoned by Borrower, or if. alter notice by Lender to Borrower that the condemnor offers to <br />make an award or settle a claim for damages. Borrowersa its to respond to Lender within 30 days after the daft the notice is <br />even, Larder is authonn d t000lloct and apply the proceeds, at its option. either to restoration of repair of the Property or <br />to the sums secured by this Sectwity Iastrument. whetheatir not then due. <br />Unless Lender and Bcrtwm otherwise agree in writing. any application of proceeds to principal shall not extend or <br />postpone the due date of the monthly payments referred tu- in paragraphs 1 and 2 or change the amount of such psyramts. <br />10. Horrosrer Not Reksst* Forlimitaee By, Lesdee Noe. a Waiver. Extension of the time for payrs aK,.ar <br />modification of amonixatioft of the sums secured by this Security Instrument granted by Lender to any successes in <br />interest of Borrower shall ziot operate to release the liability of the original Borrower or Borrower's successors in interest. <br />Lender shall not be regihired to commence proceedings against any successor in interest or refuse to extend Eirne. for <br />payment or otherwise modify amortization of the sums secured by the Security Instrument by reason of any demand made <br />by the original Borrowar or 6orrowees su=csion in interest. Ariy fort arance by !.ender m xarrrasing any right or remedy <br />sbaLC riot be a waiver of otprtacbode aeat <br />the esrise orany 9+,SAt or remedy. ; : . <br />11. Saeereaaett sad ltstti0ts Basi:.ioiat auari Setratnl Lisbility; Co- srg�rtrs. Thz w��r;r�s ztd agreements of . <br />this Security lnstrumettsba) t: bl and be=ftthesucedsson and assigns of Lender and toThe provisions <br />of paragraph 17 iorrower'scovenants andagwinents shall be joint: and several. Any Borraunr iho co -signs this Sec4ttisy i <br />Instrument but dries not execute the Not- �a) is co- signing this Saxrty Instrument only to Mortgage, Ararat and emmey - <br />that Borrower's interest in Oc Property under the terms of this Security Instrument; (b) is not personally obligated to pay <br />the sums secured by this Security Instrument; and (c) agrees that mender and any other Borrower may agree to extend. <br />modify. forbear or nuke any accornmodations with regard to the terms of this Security Instrument or the Note without <br />that Borrower's consent. <br />12. Lttss Charon. If the loan secured by this Security frturument is subject to a law which sets maximum Loan <br />charges. and that law is finatlty interpreted so that the interew-t r other loan charges collected or to be collected in <br />connection with the Ian cn000d the permitted limits. then: (a) any such loan charge shall be reduced by the amount <br />necessary to reduce the chirp t°o the permitted limit; sad (b) any sums already collected from Borrower which exceeded <br />permitted limits will be refusdwd to Borrower. Lender may choose to make this refund by reducing the principal ram <br />under the Note or by making io. Anct potment to Borrower. If a refund reduces principal. the r l;ctitm will be treaterlitit.ta <br />pazT.W prepayment without *wi , �rspaprmart charge under the Note. . . <br />13. Ledsladon Affetft Lemkir's Ruts. if enactmmt or expiration of applicable la %-(, !rata the effect''of <br />rendering any provision of the Note or this Security Instrument unenforceable according to its terms, ens option, <br />may require immediate payment in full_ �9 ap sums secured by this Security Instrument and may :ar; <br />nlle a;ty remedies — <br />permitted by paragraph 19. if Lender emnua this option, Lender shall take the steps specified En the su;yo-�d paragraph of <br />paragraph 17.. , .'. <br />14. Notices. Any wy ce to Borrower pnvidot for in this Security Instrument shall be given b -1 dob. Wring it or by <br />mailing it by first class maul, %stiles app4csble law mquires use of another method. The notice shall be directed to the ' <br />Property Address or any other address, i artoweT designates by notice to Lender. Any notice to Lender shall be given by <br />first clan trail to Lender's address sated lsxrein or any other address Lender designates by notice to Borrower. Any notice <br />provided'for in this Security Instrument shall be deemed to have been given to Borrower or Lender when given as provides <br />an:rlus paragraph. <br />13. Ggpw aisg Ianw.SantnbiW. This Seomuaty Instrument shall be governed by federal law and the law of the <br />sisliWiactia! iet w>ti *-h the Property is located. In the' event that any provision or clause of this Security Instrument or the <br />Ndte conllicts with applicable law. such wrillict shall not affect other provisions of this Security Instrument or the,l►lare <br />whi wh can be given effect without the coatflirning provision. To this end the provisions of this Security instrument wid: th <br />Nutt are declared to be sevex#bie. <br />Ili. Mn+awa v cow..- Borrower FAIja tm Ipmen one conformed copy of the Mote and of this Wurity Instrument. <br />17. Trrasdir of tbe' Repents or sa.l3mficig Tatereat is Borrower. If ail or any part of the Properly or any <br />interest in it is sold or transferred (or if"Ovi eficial interest in Borrower is scald or transferred and Borrower is not a natural <br />parson) without Lender's pprra�t written consent. Lender may. at its option. require immediate payment in full of Ali vas, <br />secured by this Security In�tthunent. However. this option shall not be exercised by Lender if exercise is proh-diia'ed by <br />federal law as of the date ofthis Security Instrument. <br />if Lender exercises this option. Lower") give Borrower notice of acceleration. The notice shall provide a period <br />of not less than 30 days from the date the notice is delivered or mailed within which Borrower must pay all sums secured by <br />this security Instrument. If Borrower fails to pay these sums prior to the expiration of this period, Lender may anvoke any <br />sue- p ...is•�w b;• sly S :risr Ise_.su. s wisl~ou *_ further netsce or demartd en grower - <br />1i. Sarrasf+aar'a Rdjttato Rthu1ate. If Borrower meets certain conditions. Borrower shall have the right to have <br />enforcement of this Security Cristrume nt discontinued at any time prior to the earlier of. (a) 5 days (or such other period as <br />applicable law may specify for reinstatement) before sale of the Property pursuant to any power of sale contorted in this <br />.Security Instrument.- or (b) entry of ai jtutgment enforcing this Security Instrument Those conditions are that Borrower . <br />(a) pays Lender all sums which then- would be due urider this Security Instrument and the Note had no acceleration <br />occurred: (h) cures any default of any other covenants or agreements, (c) pays all expcnsn incurred in enforcang this <br />Security instrument. including. but not limited to, reasonable attorneys' fees, and (d) take such action as Lender may <br />reasonably require to asattse that the lien of this Security Instrument. Lender's rights in the Property and Ikwowet's <br />obliption to pay the sums secured by this Security instrument shall continua unchanged li port remstatentent by .. - <br />Borrower, this Security Instrument and theobbgattwns secured hereby shall remain fully effecnye as if nu accelet ati❑n had <br />octwted. llowerer, this not to retnstaie shall not apply in the case of somgr- rattan under paragraph -s s 3 of 17 . <br />
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