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20200119 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this PUD <br />Rider. <br />Matthew D Rapien <br />(Seal) <br />-Borrower <br />Camey R <br />(Seal) <br />-Borrower <br />MULTISTATE PUD RIDER - Single Family <br />Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Form 3150 1/01 Page 3 of 3 <br />DocMagic e -a <br />