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When Recorded Return To: <br />Charter West Bank <br />14477 W Center Rd <br />Omaha, NE 68144 <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below <br />Sections 3, 10, 12, 17, 19 and 21. Certain rules regarding the <br />document are also provided in Section 15. <br />(A) "Security Instrument" means this document, which is dated <br />together with all Riders to this document. <br />(B) "Borrower" is Victoria F Silas A Single Person <br />rr, <br />CD <br />C..3 <br />Loan No: 936738 <br />MIN: 1004167-0004006242-5 <br />Case No: 321-3742520-703 <br />Parcel ID: 400093790 <br />and other words are defined in <br />usage of words used in this <br />February 19, 2020 <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Charter West Bank <br />Lender is a Corporation <br />organized and existing under the laws of The State of Nebraska <br />Lender's address is 714 N Diers Ave, Grand Island, NE 68803 <br />(D) "Trustee" is Charter West Bank, 201 South Main Street, P.O. Box 288, West Point, NE <br />68788 <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation <br />that is acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the <br />beneficiary under this Security Instrument. MERS is organized and existing under the laws of <br />Delaware, and has an address and telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. <br />(888) 679-MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated February 19, 2020 <br />The Note states that Borrower owes Lender <br />One Hundred Twelve Thousand Nine Hundred Seventeen DOLLARS and Zero CENTS <br />Dollars (U.S. $ 112,917.00 ) plus interest. Borrower has promised to pay this debt in <br />regular Periodic Payments and to pay the debt in full not later than March 1, 2050 <br />NEBRASKA - Single Family - FHA Security Instrument - MERS <br />FORM 3028 9/14i- <br />Laser Forms Inc. #FHA3028MERS 6/15 Page 1 of 14 Initials: <br />