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202000955 <br />24. Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a successor <br />trustee to any Trustee appointed hereunder by an instrument recorded in the county in which this Security Instrument is <br />recorded. Without conveyance of the Property, the successor trustee shall succeed to all the title, power and duties <br />conferred upon Trustee herein and by Applicable Law. <br />25. Request for Notices. Borrower requests that copies of the notice of default and sale be sent to Borrower's <br />address which is the Property Address. <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />GULLA <br />Paula Raffaeli <br />-Witness <br />NEBRASKA, <br />(Seal) <br />-Borrower Richard F azer Ra <br />»alJ <br />-Witness <br />(Seal) <br />f aeli -Borrower <br />County ss: <br />The foregoing instrument was acknowledged before me this / day of 01/1,0 c 0 C) <br />by Paula Raffaeli and Richard Frazeraffaeli. <br />Witness my hand and notarial seal at atilt( in said County, the date aforesaid. <br />My Commission Expires: <br />aU�3 <br />GENERAL NOTARY - State of Nebraska <br />MARNIE SCHAGER SUNDERMEIER <br />My Comm. Exp. September 8, 2023 <br />Loan originator (Organization): Gateway Mortgage Group, a division of Gateway First Bank; NMLS #: 7233 <br />Loan originator (Individual): Ed Jarosik; NMLS #: 470809 <br />NEBRASKA -Single Family -Fannie Mae/Freddie Mac UNIFORM INSTRUMENT with MERS Form 3028 1/01 <br />Page 13 of 13 �� `n - <br />n <br />Borrower(s) Initials `C,r t� <br />IDS, Inc. -30227 <br />