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rn <br />z <br />2 <br />m� <br />N <br />CS)CTI <br />U1� <br />101d211s9Y •I•J <br />1 <br />WHEN RECORDED, MAIL TO: <br />Gateway Mortgage Group, a division of Gateway First Bank <br />244 South Gateway Place <br />Jenks, OKLAHOMA 74037 <br />This instrument was prepared by: <br />Gateway Mortgage Group, a division of Gateway First Bank <br />244 South Gateway Place <br />Jenks, OKLAHOMA 74037 <br />NMLS# 7233; Originator: Ed Jarosik, NMLS# 470809 <br />Loan Number: 13353896 <br />nn <br />r <br />O <br />—11 <br />CO <br />N <br />CXR <br />(Space Above This Line For Recording Data) <br />DEED OF TRUST <br />MIN: 100287715003448938 <br />SIS Telephone #: (888) 679-MERS <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, <br />18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated February 7, 2020, together with all Riders to this <br />document. <br />(B) "Borrower" is Paula Raffaeli and Richard Frazer Raffaeli, wife and husband. Borrower is the trustor under <br />this Security Instrument. <br />(C) "Lender" is Gateway Mortgage Group, a division of Gateway First Bank, organized and existing under the <br />laws of Oklahoma. <br />Lender's address is 244 South Gateway Place, Jenks, OKLAHOMA 74037. <br />(D) "Trustee" is Scott Gesell <br />Trustee's address is 244 South Gateway Place, Jenks, OKLAHOMA 74037. <br />NEBRASKA -Single Family -Fannie Mae/Freddie Mac UNIFORM INSTRUMENT with MERS Form 3028 1101 <br />Page 1 of 13 <br />IDS, Inc. - 30227 Borrower(s) Initials <br />1101010111711 III <br />ENTERED AS INSTRUMENT Nd <br />