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202000905 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />STATE OF NEBRASKA, <br />Wilber A O ellana Echeverria <br />(Seal) <br />-Borrower <br />(Seal) <br />Tinita G Orellana -Borrower <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />[Space Below Thls Line For Acknowledgment] <br />Hall <br />County ss: <br />On this 7 th day of February, 2020 , before me, the undersigned, a Notary Public <br />duly commissioned and qualified for said county, personally came <br />Wilber A Orellana Echeverria AND Tinita G Orellana Husband and Wife <br />to me known to be the identical person(s) whose name(s) are subscribed to the foregoing instrument and <br />acknowledged the execution thereof to be his/her/their voluntary act and deed. <br />Witness my hand and notarial seal at Grand Island, NE <br />in said county, the date aforesaid. <br />My Commission expires:. <br />yi 9693 <br />GENERAL NOTARY - Stote of <br />MARNIE SCHAG[ii <br />M Comm. Ex r. September L, <br />GENERAL NOTARY • State of Nebraska <br />MARNIE SCHAGER SUNDERMEIER <br />My Comm. Elm. September 8, 2023 <br />Loan Origination Company & NMLS Id: Charter West Bank - 466077 <br />Loan Originator Sr NMLS Id.: Amy L Otto - 491143 <br />NEBRASKA- Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Form 30281/01 <br />Laser Forms Inc. (800) 446-3555 <br />LFI #FNMA3028-MERS 9/11 Page 13 of 13 <br />-Notary Public <br />