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9000 X8826 <br />20. Satisfaction. Upon payment of all sums secured by this Deed of Trust, this Deed of Trust shall <br />become null and void and Lender or Trustee shall release this Deed of Trust. If Trustee is requested to <br />release this Deed of Trust, all instruments evidencing satisfaction of the indebtedness secured by this <br />Deed of Trust shall be surrendered to Trustee. Borrower shall pay all costs of recordation, if any. Lender, <br />at Lender's option, may allow a partial release of the Property on terms acceptable to Lender and Lender <br />may charge a release fee. <br />21. Substitute Trustee. Lender may from time to time at Lender's discretion and without cause or notice, <br />remove Trustee and appoint a Successor Trustee to any Trustee appointed hereunder. Without <br />conveyance of the Property, the Successor Trustee shall succeed to all the title, power and duties <br />conferred upon the Trustee herein and by applicable law. <br />22. Waiver of Homestead. Borrower hereby waives all rights of homestead exemption in the Property <br />and relinquishes all marital property rights in the Property. <br />23. Hazardous Substances. Borrower shall not cause or permit the presence, use, disposal, storage, or <br />release of any Hazardous Substances on or in the Property. Borrower shall not do, nor allow anyone else <br />to do, anything affecting the Property that is in violation of any Environmental Law. The preceding two <br />sentences shall not apply to the presence, use, or storage on the Property of small quantities of <br />Hazardous Substances that are generally recognized to be appropriate to normal residential uses and to <br />maintenance of the Property. <br />Borrower shall promptly give Lender written notice of any investigation, claim, demand, lawsuit, or other <br />action by any governmental or regulatory, agency or private party involving the Property and any <br />Hazardous Substance or Environmental Law of which Borrower has actual knowledge. If Borrower learns, <br />or is notified by any governmental or regulatory authority, that any removal, or other remediation of any <br />Hazardous Substance affecting the Property is necessary, Borrower shall promptly take all necessary <br />remedial actions in accordance with Environmental Law. <br />As used in this paragraph 23, "Hazardous Substances" are those substances defined as toxic or <br />hazardous substances by Environmental Law and the following substances: gasoline, kerosene, other <br />flammable or toxic petroleum products, toxic pesticides and herbicides, volatile solvents, materials <br />containing asbestos or formaldehyde, and radioactive materials. As used in this paragraph 23, <br />"Environmental law" means federal laws and laws of the jurisdiction where the Property is located that <br />relate to health, safety, or environmental protection. <br />NE Deed of Trust Page 5 Loan Number: 172 8881216312/0006670718 <br />230792 nedeed (Rev 08, 9 -00) <br />