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<br />When Recorded Return To: Prepared By: Cl)
<br />First Union National Bank of Delaware First Union National Bank of Delaware
<br />C/O Service Center C/O Service Center
<br />8740 Research Drive 8740 Research Drive
<br />Suite C Suite C
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<br />Charlotte, NC 28288 -0097 Charlotte, NC 28288 -0097 200008826
<br />Account Number: 172 8881216312/0006670718
<br />DEED OF TRUST
<br />THIS DEED OF TRUST is made this day of October 13, 2000, among the Trustor, GREGORIO R. ORTIZ
<br />and RUTH E ORTIZ, whose mailing address is the property address (herein "Borrower "), and TICOR
<br />TITLE INSURANCE COMPANY whose mailing address is (herein "Trustee "), and the Beneficiary, First
<br />Union National Bank of Delaware, a national banking association organized and existing under the laws of
<br />the United States of America, whose address is One Rodney Square, 920 King Street, Wilmington, DE
<br />19801 (herein "Lender ").
<br />WHEREAS, Borrower is indebted to Lender in the principal sum of U.S. $22,000.00, which indebtedness is
<br />evidenced by Borrower's note dated October 13, 2000 and extensions, modifications and renewals thereof
<br />(herein "Note "), providing for monthly installments of principal and interest, with the balance of
<br />indebtedness, if not sooner paid, due and payable on October 17, 2015;
<br />TO SECURE to Lender the repayment of the indebtedness evidenced by the Note, with interest thereon;
<br />the payment of all other sums, with interest thereon, advanced in accordance herewith to protect the
<br />security of this Deed of Trust; and the performance of the covenants and agreements of Borrower herein
<br />contained, Borrower does hereby grant and convey to Trustee in trust with power of sale the following
<br />described property located in the County of HALL, State of NEBRASKA:
<br />LOT ONE (1), BLOCK NINE (9), JOHN VOITLE'S ADDITION TO THE CITY OF GRAND ISLAND, HALL
<br />COUNTY, NEBRASKA.
<br />Parcel No. 400104466 which has the address of 721 E 8TH ST, GRAND ISLAND, NE 68801 (herein
<br />"Property Address ");
<br />TOGETHER with all the improvements now or hereafter erected on the property, and all easements,
<br />rights, appurtenances and rents all of which shall be deemed to be and remain a part of the property
<br />covered by this Deed of Trust; and all of the foregoing, together with said property (or the leasehold estate
<br />if this Deed of Trust is on a leasehold) are hereinafter referred to as the "Property."
<br />Any Rider ( "Rider ") attached hereto and executed of even date is incorporated herein and the
<br />covenant and agreements of the Rider shall amend and supplement the covenants and
<br />agreements of this Deed of Trust, as if the Rider were a part hereof.
<br />Borrower covenants that Borrower is lawfully seized of the estate hereby conveyed and has the right to
<br />grant and convey the Property, and that the Property is unencumbered, except for encumbrances of
<br />record. Borrower covenants that Borrower warrants and will defend generally the title to the Property
<br />against all claims and demands, subject to encumbrances of record.
<br />UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows:
<br />1. Payment of Principal and Interest. Borrower shall promptly pay when due the principal and interest
<br />indebtedness evidenced by the Note and late charges as provided in the Note. This Deed of Trust
<br />secures payment of said Note according to its terms, which are incorporated herein by reference.
<br />2. Prior Mortgages and Deeds of Trust; Charges; Liens. Borrower shall perform all of Borrower's
<br />obligations, under any mortgage, deed of trust or other security agreement with a lien which has priority
<br />over this Deed of Trust, including Borrower's covenants to make payments when due. Borrower shall pay
<br />or cause to be paid all taxes, assessments and other charges, fines and impositions attributable to the
<br />Property which may attain a priority over this Deed of Trust, and leasehold payments or ground rents, if
<br />any.
<br />3. Hazard Insurance. a) Borrower shall keep the improvements now existing or hereafter erected on the
<br />Property insured against loss by fire, hazards included within the term "extended coverage ", and any other
<br />NE Deed of Trust Page 1 Loan Number: 172 8881216312/0006670718
<br />230792 nedeed (Rev 08, 9 -00)
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