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m <br />n z <br />/CD <br />N— ( N N <br />cED <br />Nom= <br />N�— <br />INMM IMM <br />13VU1Sae T0 <br />When recorded, return to: <br />Five Points Bank <br />2009 N Diers Ave <br />Grand Island, NE 68803 <br />Title Order No.: 1906823 <br />LOAN #: 2815631 <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />rn <br />73 n c� <br />t.. <br />MIN: 1007451-0000000464-4 <br />MERS PHONE #: 1-888-679-6377 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document <br />are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated January 31, 2020, <br />together with all Riders to this document. <br />(B) "Borrower" is SARAH LYNN CREAMER AND GEORGE CREAMER, WIFE AND HUSBAND. <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Five Points Bank. <br />Lender is a Nebraska Corporation, <br />under the laws of Nebraska. <br />2009 N Diers Ave, Grand Island, NE 68803. <br />NEBRASKA --Single Family --Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />Ellie Mae, Inc. Page 1 of 11 <br />organized and existing <br />Lender's address is <br />NEEDEED 0315 <br />NEEDEED (CLS) <br />JN 1N3Wf1I1SN <br />