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WHEN RECORDED MAIL TO:
<br />Five Points Bank
<br />South Branch
<br />3111 W. Stolley Pk. Rd.
<br />Grand Island, NE 68801 FOR RECORDER'S USE ONLY
<br />PREFACE TO DEED OF TRUST
<br />Written Acknowledgement of Waiver of Homestead Rights and PZ
<br />Written Disclaimer of Homestead - Multiple Parcels
<br />GRANTOR: RODNEY H HARDERS and NORMA JEAN HARDERS
<br />LENDER: Five Points Bank
<br />LENDER'S ADDRESS: South Branch, 3111 W. Stolley Pk. Rd., Grand Island, NE 68801
<br />PROPERTY LEGAL DESCRIPTION: Located in HALL AND HOWARD County, State of Nebraska:
<br />PARCEL 1: LOTS ONE (1), TWO (2), THREE (3), FOUR (4) AND FIVE (5), HARDERS SUBDIVISION, HALL COUNTY NEBRASKA.
<br />PARCEL 2: A TRACT OF LAND COMPRISING A PART OF THE EAST ONE HALF OF THE SOUTHWEST QUARTER (E1/2 SW1 /4)
<br />OF SECTION TEN (10), TOWNSHIP ELEVEN (11) NORTH, RANGE ELEVEN (11) WEST OF THE 6TH P.M., HALL COUNTY,
<br />NEBRASKA, AND MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT THE SOUTHEAST CORNER OF SAID
<br />EAST ONE HALF OF THE SOUTHWEST QUARTER (E1 /2 SW7 /4); THENCE WESTERLY ALONG AND UPON THE SOUTH LINE OF
<br />SAID EAST ONE HALF OF THE SOUTHWEST QUARTER (E1/2 SW7 /4) A DISTANCE OF ONE THOUSAND TWENTY THREE AND
<br />THIRTY FIVE HUNDREDTHS (1,023.35)FEET; THENCE NORTHERLY, PARALLEL WITH THE WEST LINE OF SAID EAST ONE
<br />HALF OF THE SOUTHWEST QUARTER (E1 /2 SWIM), A DISTANCE OF TWO HUNDRED FIFTY EIGHT AND THREE HUNDREDTHS
<br />(258.03) FEET; THENCE EASTERLY, PARALLEL WITH THE SOUTH LINE OF SAID EAST ONE HALF +OF THE SOUTHWEST
<br />QUARTER (E1/2 SW 1/4), A DISTANCE OF ONE THOUSAND TWENTY THREE AND FORTY SEVEN HUNDREDTHS (1,023.47) FEET
<br />TO A POINT ON THE EAST LINE OF SAID EAST ONE HALF OF THE SOUTHWEST QUARTER (E112 SW1 /4); THENCE
<br />SOUTHERLY A DISTANCE OF TWO HUNDRED FIFTY EIGHT AND THREE HUNDREDTHS (258.03) FEET TO THE POINT OF
<br />BEGINNING AND CONTAINING 6.062 ACRES,MORE OR LESS.
<br />PARCEL 3: THE EAST HALF OF SECTION 6, TOWNSHIP 13 NORTH, RANGE 12 WEST OF THE 6TH P.M., HOWARD COUNTY,
<br />NEBRASKA, EXCEPT A TRACT OF LAND IN THE SOUTHEAST 1/4 OF SECTION 6, TOWNSHIP 13 NORTH, RANGE 12 WEST OF
<br />THE 6TH P.M., HOWARD COUNTY, NEBRASKA, AND MORE ACURATELY DESCRIBED AS FOLLOWS; COMMENCING AT THE
<br />EAST QUARTER CORNER OF SAID SECTION 6; THENCE SOUTH ON THE EAST LINE OF SAID SECTION ON A BEARING OF S
<br />0 000'00" W A DISTANCE OF 344.06 FEET TO THE POINT OF BEGINNING; THENCE CONTINUING SOUTH ON SAID EAST LINE A
<br />DISTANCE OF 420.82 FEET; THENCE WEST ON A BEARING OF S 89 °59'15" W A DISTANCE OF 502.04 FEET; THENCE NORTH
<br />ON A BEARING OF N 0 °48'59" W A DISTANCE OF 300.42 FEET; THENCE NORHTEAST ON A BEARING OF N 76 °36'31" E A
<br />DISTANCE OF 520.47 FEET TO THE POINT OF BEGINNING, AND CONTAINING 4.18 ACRES, WITH ACCESS PROVIDED OVER
<br />AN EXISTING DRIVEWAY ALONG THE SOUTH EDGE OF THE ABOVE DESCRIBED TRACT.
<br />The Real Property or its address is commonly known as NE.
<br />GRANTOR'S PARCEL 1 - HOMESTEAD PROPERTY:
<br />SEE EXHIBIT "A"
<br />Undersigned, RODNEY H HARDERS and NORMA JEAN HARDERS, GRANTORS, prior to signing the attached Deed of Trust as Grantor
<br />(whether one or more), in consideration of the extension of credit by Five Points Bank, BENEFICIARY, hereby state:
<br />APPLICABLE TO PARCEL 1 - HOMESTEAD: Undersigned understands that Undersigned, the GRANTOR, has the right to make a designation
<br />of homestead in the attached Deed of Trust as it relates to Parcel 1 referred to in the Deed of Trust, and that the execution of this Document
<br />constitutes the waiver of rights otherwise available for the purpose of affording Undersigned the opportunity to retain Undersigned's homestead in
<br />the event of a default upon the Deed of Trust. This Document includes a waiver of any right to designate a homestead interest in Parcel 1
<br />described in the attached Deed of Trust.
<br />APPLICABLE TO OTHER DESCRIBED PARCELS: Undersigned hereby states that no part of Undersigned's homestead is presently, or in the
<br />future will be, situated upon the real estate described in the attached Deed of Trust EXCEPT that real estate referred to as Parcel 1.
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<br />WHEN RECORDED MAIL TO:
<br />Five Points Bank
<br />South Branch
<br />3111 W. Stolley Pk. Rd.
<br />Grand Island, NE 68801 FOR RECORDER'S USE ONLY
<br />PREFACE TO DEED OF TRUST
<br />Written Acknowledgement of Waiver of Homestead Rights and PZ
<br />Written Disclaimer of Homestead - Multiple Parcels
<br />GRANTOR: RODNEY H HARDERS and NORMA JEAN HARDERS
<br />LENDER: Five Points Bank
<br />LENDER'S ADDRESS: South Branch, 3111 W. Stolley Pk. Rd., Grand Island, NE 68801
<br />PROPERTY LEGAL DESCRIPTION: Located in HALL AND HOWARD County, State of Nebraska:
<br />PARCEL 1: LOTS ONE (1), TWO (2), THREE (3), FOUR (4) AND FIVE (5), HARDERS SUBDIVISION, HALL COUNTY NEBRASKA.
<br />PARCEL 2: A TRACT OF LAND COMPRISING A PART OF THE EAST ONE HALF OF THE SOUTHWEST QUARTER (E1/2 SW1 /4)
<br />OF SECTION TEN (10), TOWNSHIP ELEVEN (11) NORTH, RANGE ELEVEN (11) WEST OF THE 6TH P.M., HALL COUNTY,
<br />NEBRASKA, AND MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT THE SOUTHEAST CORNER OF SAID
<br />EAST ONE HALF OF THE SOUTHWEST QUARTER (E1 /2 SW7 /4); THENCE WESTERLY ALONG AND UPON THE SOUTH LINE OF
<br />SAID EAST ONE HALF OF THE SOUTHWEST QUARTER (E1/2 SW7 /4) A DISTANCE OF ONE THOUSAND TWENTY THREE AND
<br />THIRTY FIVE HUNDREDTHS (1,023.35)FEET; THENCE NORTHERLY, PARALLEL WITH THE WEST LINE OF SAID EAST ONE
<br />HALF OF THE SOUTHWEST QUARTER (E1 /2 SWIM), A DISTANCE OF TWO HUNDRED FIFTY EIGHT AND THREE HUNDREDTHS
<br />(258.03) FEET; THENCE EASTERLY, PARALLEL WITH THE SOUTH LINE OF SAID EAST ONE HALF +OF THE SOUTHWEST
<br />QUARTER (E1/2 SW 1/4), A DISTANCE OF ONE THOUSAND TWENTY THREE AND FORTY SEVEN HUNDREDTHS (1,023.47) FEET
<br />TO A POINT ON THE EAST LINE OF SAID EAST ONE HALF OF THE SOUTHWEST QUARTER (E112 SW1 /4); THENCE
<br />SOUTHERLY A DISTANCE OF TWO HUNDRED FIFTY EIGHT AND THREE HUNDREDTHS (258.03) FEET TO THE POINT OF
<br />BEGINNING AND CONTAINING 6.062 ACRES,MORE OR LESS.
<br />PARCEL 3: THE EAST HALF OF SECTION 6, TOWNSHIP 13 NORTH, RANGE 12 WEST OF THE 6TH P.M., HOWARD COUNTY,
<br />NEBRASKA, EXCEPT A TRACT OF LAND IN THE SOUTHEAST 1/4 OF SECTION 6, TOWNSHIP 13 NORTH, RANGE 12 WEST OF
<br />THE 6TH P.M., HOWARD COUNTY, NEBRASKA, AND MORE ACURATELY DESCRIBED AS FOLLOWS; COMMENCING AT THE
<br />EAST QUARTER CORNER OF SAID SECTION 6; THENCE SOUTH ON THE EAST LINE OF SAID SECTION ON A BEARING OF S
<br />0 000'00" W A DISTANCE OF 344.06 FEET TO THE POINT OF BEGINNING; THENCE CONTINUING SOUTH ON SAID EAST LINE A
<br />DISTANCE OF 420.82 FEET; THENCE WEST ON A BEARING OF S 89 °59'15" W A DISTANCE OF 502.04 FEET; THENCE NORTH
<br />ON A BEARING OF N 0 °48'59" W A DISTANCE OF 300.42 FEET; THENCE NORHTEAST ON A BEARING OF N 76 °36'31" E A
<br />DISTANCE OF 520.47 FEET TO THE POINT OF BEGINNING, AND CONTAINING 4.18 ACRES, WITH ACCESS PROVIDED OVER
<br />AN EXISTING DRIVEWAY ALONG THE SOUTH EDGE OF THE ABOVE DESCRIBED TRACT.
<br />The Real Property or its address is commonly known as NE.
<br />GRANTOR'S PARCEL 1 - HOMESTEAD PROPERTY:
<br />SEE EXHIBIT "A"
<br />Undersigned, RODNEY H HARDERS and NORMA JEAN HARDERS, GRANTORS, prior to signing the attached Deed of Trust as Grantor
<br />(whether one or more), in consideration of the extension of credit by Five Points Bank, BENEFICIARY, hereby state:
<br />APPLICABLE TO PARCEL 1 - HOMESTEAD: Undersigned understands that Undersigned, the GRANTOR, has the right to make a designation
<br />of homestead in the attached Deed of Trust as it relates to Parcel 1 referred to in the Deed of Trust, and that the execution of this Document
<br />constitutes the waiver of rights otherwise available for the purpose of affording Undersigned the opportunity to retain Undersigned's homestead in
<br />the event of a default upon the Deed of Trust. This Document includes a waiver of any right to designate a homestead interest in Parcel 1
<br />described in the attached Deed of Trust.
<br />APPLICABLE TO OTHER DESCRIBED PARCELS: Undersigned hereby states that no part of Undersigned's homestead is presently, or in the
<br />future will be, situated upon the real estate described in the attached Deed of Trust EXCEPT that real estate referred to as Parcel 1.
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