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13VJ1SSV TO <br />WHEN RECORDED, MAIL TO: <br />Gateway Mortgage Group, a division of Gateway First Bank <br />244 South Gateway Place <br />Jenks, OKLAHOMA 74037 <br />This instrument was prepared by: <br />Gateway Mortgage Group, a division of Gateway First Bank <br />244 South Gateway Place <br />Jenks, OKLAHOMA 74037 <br />NMLS# 7233; Originator: Ed Jarosik, NMLS# 470809 <br />Loan Number: 13350561 <br />r") <br />rn <br />; <br />Lzi <br />CJ <br />frl <br />G; <br />(Space Above This Line For Recording Data) <br />DEED OF TRUST <br />rn <br />----1 <br />rn <br />fV V1 <br />C.) <br />fU --� <br />CD <br />CD rrl <br />w � <br />(0 <br />C,J CO a <br />FHA Case Number: <br />321-3743027-703 <br />MIN: 100287715003415093 <br />SIS Telephone #: (888) 679-MERS <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 10, 12, 17, <br />19 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 15. <br />(A) "Security Instrument" means this document, which is dated January 17, 2020, together with all Riders to this <br />document. <br />(B) "Borrower" is Kasandra Bianca -Marie Kosinski and Kyle Steven Kosinski, wife and husband. Borrower is the <br />trustor under this Security Instrument. <br />(C) "Lender" is Gateway Mortgage Group, a division of Gateway First Bank, organized and existing under the laws <br />of Oklahoma. <br />Lender's address is 244 South Gateway Place, Jenks, OKLAHOMA 74037. <br />(D) "Trustee" is Scott Gesell <br />FHA Nebraska Deed of Trust with MERS 1/2015 <br />IDS, Inc. - 59482 <br />IIIIEGIIIt <br />Page 1 of 12 <br />Borrower(s) Initials f4 )</ <br />Initials/4 <br />1 <br />