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l3Y?JlSBy TO <br />When Recorded Return To: <br />Charter West Bank <br />14477 W Center Rd <br />Omaha, NE 68144 <br />743 <br />-n <br />n <br />z <br />0 <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />a <br />Cr)cn <br />ri <br /><f) <br />--i <br />7171 <br />rn <br />r%I <br />P1 <br />CJ <br />(n <br />V% <br />r'- <br />'t] <br />CJ <br />N <br />c' <br />CD <br />r_ - <br />z <br />—I <br />r- <br />r - <br />c,� <br />Ni <br />O <br />CD <br />N <br />O <br />CD <br />CJ <br />Cu1 <br />Loan No: 936285 /1 <br />MIN: 1004167-0004006095-7 (� <br />Parcel ID: 400159392 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated January 11, 2020 <br />together with all Riders to this document. <br />(B) "Borrower" is <br />Fred W Davis AND Beverly A Davis Husband and Wife <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Charter West Bank <br />Lender is a Corporation <br />organized and existing under the laws of The State of Nebraska <br />Lender's address is 714 N Diers Ave <br />Grand Island, NE 68803 <br />(D) "Trustee" is Charter West Bank <br />201 South Main Street, P.O. Box 288, West Point, NE 68788 <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this <br />Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and <br />telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. <br />NEBRASKA- Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 <br />Laser Forms Inc. (800) 446-3555 <br />LFI #FNMA3028-MFRS 9/11 Page 1 of 13 Initials.: -J) <br />ENTERED AS INSTRUMENT NO <br />