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201908074 the Qualifying Attributes requirements established by the Commissioner that the Non -Borrowing Spouse must satisfy in order to be eligible for the Deferral Period. 10. Grounds for Acceleration of Debt. (a) Due and Payable - Death. (i) Except as provided in Paragraph 10(a)(ii), Lender may require immediate payment in full of all sums secured by this Security Instrument if a Borrower dies and the Property is not the Principal Residence of at least one surviving Borrower. (ii) Lender shall defer the due and payable requirement under Paragraph 10(a)(i) above for any period of time ("Deferral Period") in which a Non -Borrowing Spouse identified in Paragraph 9 qualifies as an Eligible Non -Borrowing Spouse resides in the Property as [his/her] Principal Residence and certifies all of the following conditions are, and continue to be, met: a. Such Eligible Non -Borrowing Spouse remained the spouse of the identified Borrower for the duration of such Borrower's lifetime; b. Such Eligible Non -Borrowing Spouse has occupied, and continues to occupy, the Property as [his/her] Principal Residence; c. Such Eligible Non -Borrowing Spouse has established legal ownership or other ongoing legal right to remain in the Property; d. All other obligations of the Borrower under the Second Note, the Loan Agreement and this Security Instrument continue to be satisfied; e. The Second Note is not eligible to be called due and payable for any other reason; and f. If requested by Lender, such Eligible Non -Borrowing Spouse and the Borrower's successors and assigns, if different, sign an enforceable agreement suspending the statute of limitations applicable to the enforcement of a real property lien and any other document(s) Lender deems necessary to preserve (I) the priority of Lender's lien on the Property, (II) Lender's right to foreclose the security interest in the Property, and (III) Lender's right to exercise its default remedies available under this Security Instrument and the Second Note. Page 5 of 15 HECM Second Deed Of Trust --2017