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73 elfin <br />m N <br />�= c r-1 <br />e�� rn>t" <br />coCD <br />e <br />Prepared By: Cherry Creek Mortgage Co., Inc. <br />7600 East Orchard Road, Suite 250-N <br />Greenwood Village, CO 80111 <br />Record and Return to: 1st Reverse Mortgage, USA <br />3609 S. Wadsworth Blvd Suite 500 <br />Lakewood, CO 80235 <br />Attn: Final Docs <br />rri <br />rn <br />rn <br />y[Space Above This Line For Recording Data] <br />State of NEBRASKA FHA Case No. 321-3721600-962 <br />0 Loan No. 907912087 <br />MIN: 1000302-0907912087-8 <br />ADJUSTABLE RATE <br />HOME EQUITY CONVERSION SECOND DEED OF TRUST <br />THIS INSTRUMENT IS A DEED OF TRUST WHICH SECURES FUTURE ADVANCES <br />THIS DEED OF TRUST ("Security Instrument" or "Second Security Instrument") is made on <br />December 17, 2019. The trustor is John Boord Sr and Carmen Boord, husband and wife, as joint <br />tenants with rights of survivorship, whose address is 1315 East 6th Street, Grand Island, <br />Nebraska 68801 ("Borrower"). Borrower is a trustor who is an original borrower under the Loan <br />Agreement and Note. The term "Borrower" does not include the Borrower's successors and assigns. <br />Trustor is an original trustor under this Security Instrument. The term "Trustor" includes Trustor's heirs, <br />executors, administrators, and assigns. The trustee is the SENIOR OFFICIAL WITH <br />RESPONSIBILITY FOR SINGLE FAMILY MORTGAGE INSURANCE PROGRAMS IN THE <br />DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT FIELD OFFICE WITH <br />JURISDICTION OVER THE PROPERTY DESCRIBED BELOW, OR A DESIGNEE OF THAT <br />OFFICIAL ("Trustee"). The beneficiary is the Federal Housing Commissioner, whose address is 451 <br />Seventh Street, SW, Washington, DC 20410 ("Lender" or "Commissioner"). Borrower has agreed to <br />repay to Lender amounts which Lender is obligated to advance, including future advances, under the <br />terms of a Home Equity Conversion Loan Agreement dated the same date as this Security Instrument <br />("Loan Agreement"). The agreement to repay is evidenced by Borrower's Adjustable -Rate Note dated <br />Page 1 of 15 HECM Second Deed Of Trust --2017 <br />