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Ern, = <br />rn <br />0CO <br />e- i (r <br />CA) u' -- <br />CD <br />r -- <br />Prepared By: Cherry Creek Mortgage Co., Inc. <br />7600 East Orchard Road, Suite 250-N <br />Greenwood Village, CO 80111 <br />Record and Return to: 1st Reverse Mortgage, USA <br />3609 S. Wadsworth Blvd Suite 500 <br />Lakewood, CO 80235 <br />Attn: Final Docs <br />C-71 <br />r -T <br />N <br />W <br />rJ <br />C _1 <br />C.0 <br />[Space Above This Line For Recording Data] <br />State of NEBRASKA FHA Case No. 321-3721600-962 <br />Loan No. 907912087 <br />MIN: 1000302-0907912087-8 <br />W <br />N <br />--1 <br />ADJUSTABLE RATE <br />0 HOME EQUITY CONVERSION DEED OF TRUST <br />THIS INSTRUMENT IS A DEED OF TRUST WHICH SECURES FUTURE ADVANCES <br />THIS DEED OF TRUST ("Security Instrument") is made on December 17, 2019. The trustor is John <br />Boord Sr and Carmen Boord, husband and wife, as joint tenants with rights of survivorship , <br />whose address is 1315 East 6th Street, Grand Island, Nebraska 68801 ("Borrower"). Borrower is a <br />trustor who is an original borrower under the Loan Agreement and Note. The term "Borrower" does not <br />include the Borrower's successors and assigns. Trustor is an original trustor under this Security <br />Instrument. The term "Trustor" includes Trustor's heirs, executors, administrators, and assigns. The <br />trustee is First American Title Attn: Claims National Intake Center, 1 First American Way, Santa <br />Ana, CA 92707 ("Trustee"). The beneficiary is Mortgage Electronic Registration Systems Inc. <br />("MERS"), which is organized and existing under the laws of Delaware, and whose address is <br />Delaware. Cherry Creek Mortgage Co., Inc. is organized and existing under the laws of Colorado, <br />and has an address of 7600 East Orchard Road, Suite 250-N, Greenwood Village, CO 80111 <br />("Lender"). Borrower has agreed to repay to Lender amounts which Lender is obligated to advance, <br />including future advances, under the terms of a Home Equity Conversion Loan Agreement dated the <br />same date as this Security Instrument ("Loan Agreement"). The agreement to repay is evidenced by <br />Borrower's Adjustable -Rate Note dated the same date as this Security Instrument ("Note"). The <br />beneficiary of this Security Instrument is MERS (solely as nominee for Lender and Lender's <br />Page 1 of 15 <br />HECM First Deed Of Trust -2017 <br />