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13VJ1Sab TO <br />When Recorded Return To: <br />Charter West Bank <br />20041 Manderson St., Suite B <br />Elkhorn, NE 68022 <br />(Space Above This Line For Recording Data) <br />DEED OF TRUST <br />rr, <br />ri <br />CO <br />C) <br />—O <br />c) <br />W <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below <br />Sections 3, 10, 12, 17, 19 and 21. Certain rules regarding the <br />document are also provided in Section 15. <br />(A) "Security Instrument" means this document, which is dated <br />together with all Riders to this document. <br />(B) "Borrower" is Rocio Y Echeverria AND Humberto Echeverria <br />Wife <br />Loan No: 935675 <br />MIN: 1004167-0004005992-6 <br />Case No: 321-3737385-703 <br />Parcel ID: 400020947 <br />and other words are defined in <br />usage of words used in this <br />December 18, 2019 <br />Villalobos Husband and <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Charter West Bank <br />Lender is a Corporation <br />organized and existing under the laws of The State of Nebraska <br />Lender's address is 714 N Diers Ave, Grand Island, NE 68803 <br />(D) "Trustee" is Charter West Bank, 201 South Main Street, P.O. Box 288, West Point, NE <br />68788 <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation <br />that is acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the <br />beneficiary under this Security Instrument. MERS is organized and existing under the laws of <br />Delaware, and has an address and telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. <br />(888) 679-MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated December 18, 2019 <br />The Note states that Borrower owes Lender <br />One Hundred Eighty Thousand Six Hundred SixtySeven DOLLARS and Zero CENTS <br />Dollars (U.S. $ 180,667.00 ) plus interest. Borrower has promised to pay this debt in <br />regular Periodic Payments and to pay the debt in full not later than January 1, 2050 <br />NEBRASKA - Single Family - FHA Security Instrument - MERS <br />FORM 3028 9/14 <br />Laser Forms Inc. #FHA3028MERS 6/15 Page 1 of 14 <br />Initials: 06 4 V V <br />csi <br />ON 1N3Wf111SNI SY 03131N3 <br />