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201907988 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Beau Toben <br />(Seal) �� (Seal) <br />-Borrower J celyn Toben -Borrower <br />Witness Witness <br />NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT - MERS DocMagic CAMPO <br />Fomi 3028 1/01 www.docmagic.com <br />Page 14 of 15 <br />